USDA and FHA Pro and Con in Taylor, Williamson County, TX

For 2025, the USDA loan ceiling in Taylor, located in Williamson county, TX, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Leverage Lendersa®'s USDA loan calculator to evaluate today's competitive USDA versus FHA rates, and understand the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.

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2025 Loan Limits and Downpayment Information in Taylor, Williamson, TX

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Taylor, TX

The aim of Lendersa® is to swiftly secure the most suitable USDA or FHA loan with ease. Choose one of the three initial pathways to connect with matching lenders and explore USDA loan opportunities.

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About USDA Loans in TX

A USDA home loan is a government-guaranteed mortgage facilitated by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
  • LKN Capital Mortgage Inc
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  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Edgewater Residential Capital Inc
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  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
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  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
  • Executive Mortgage Brokers, LLC
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  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
  • Freedom Mortgage
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  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
  • Elite Mortgage Concepts of SW FL Inc
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  • Elite Mortgage Concepts, a Florida based Mortgage Brokerage, is your premier lending resource and only resource you will ever need for any and all of your residential mortgage needs. Whether you are buying your first home, a vacation home, investment property, or even in the need of a business loan.