In the year 2025, the limit for a USDA loan in Sonterra, situated within Williamson county, TX, is set at $336,500. Conversely, the FHA loan cap for a single-family home is $472,030.
Explore the Lendersa® USDA loan calculator to compare the top-choice USDA vs. FHA rates available today. It helps in identifying the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in Alabama best aligns with your financial needs.
2025 Loan Maximums and Required Down Payments in Sonterra, Williamson, TX
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sonterra, TX
The mission of Lendersa® is to efficiently deliver the best USDA loan or FHA loan options without difficulties. Begin with one of three initial strategies that result in matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan courtesy of the Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, available only in rural settings. Distinct from FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans require no down payment, making them uniquely accessible.
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Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
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First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.
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Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
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