USDA Loan Vs. FHA loan for Sonterra, TX [Williamson County Rates 2023]

In 2025, USDA loan limit in Sonterra, county of Williamson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sonterra, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 289-8015 1454 miles Lender's profile and map Reviews On Time Realty Corporation 999 Story Road, Unit 9027, San Jose, CA, 95122 On Time Realty our commitment is to serve clients of all types. We understand that our clients always come first whether you are a buyer or a seller. We specialize in real estate sales and mortgage loans for the purchase and sale of residential and commercial properties. Our services extend beyond the Bay Area, including Sacramento, etc.
(408) 289-5370 1454 miles Lender's profile and map Reviews VS Financial Services, Inc. 1111 Story Road, Suite 1100, San Jose, CA, 95122 VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
(408) 433-0404 1454 miles Lender's profile and map Reviews Access Mortgage 1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035 Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
(408) 280-6474 1454 miles Lender's profile and map Reviews Supreme Financial Services 1649 S Main, Suite 107, Milpitas, CA, 95035 Supreme Financial Services We are committed to providing the absolute best quality to each and every one of our customers. Over the last 30 years, since our start as a family, we have continued to grow while staying true to our original mission — to give you, the customer, a winning service that you can rely on
(669) 214-2510 1454 miles Lender's profile and map Reviews LaChica Loans 200 Serra Way, Suite 44, Milpitas, CA, 95035 Purchasing a home is one of the most exciting events in life. However, qualifying can be an unclear and intimidating experience. Specializing in Residential Loans and Commercial Loans, we help you understand and determine the ideal financing program. Let your local expert hand hold you through entire loan process until it's time to celebrate.
(408) 957-0557 1454 miles Lender's profile and map Reviews Nicolas Mortgage & Financial Services 16 Corning Avenue, Suite 230, Milpitas, CA, 95035 Nicolas Mortgage and Financial Services, Inc. provides the right combination of quality products, competitive rates, and passionate service. Our heritage of personal, honest attention has evolved into a unique process focused on integrating your loan into your overall financial plan and insuring a smooth closing process with no surprises.
(510) 686-2280 1454 miles Lender's profile and map Reviews ERS Mortgage 1313 N. Milpitas Blvd, Suite 100, Milpitas, CA, 95035 ERS Mortgage Our real estate and mortgage company puts the power in the hands of our employees and agents to provide a higher quality and efficient service to our clients. We provide the resources, skills and training necessary for success. As our presence continues to expand, we are looking for motivated people to help us grow.
(408) 834-7464 1454 miles Lender's profile and map Reviews AARAX Home Loans, Inc. 1313 North Milpitas Boulevard, Suite 120, Milpitas, CA, 95035 AARAX Home Loans Inc is customer driven and no wonder 90% of our business comes from referrals, word of mouth from our satisfied Customers. We pride in our service with a smile attitude that makes the loan procedure smooth, swift, timely, efficient and easy for our Clients. We pride in providing hassle free easy Home Loans
(510) 468-4508 1454 miles Lender's profile and map Reviews Abundance 99, Inc. 105 Serra Way, Suite 448, Milpitas, CA, 95035 Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.