USDA and FHA Pro and Con in Morgan's-Point-Resort, Bell County, TX
In 2025, the USDA loan cap in Morgan's-Point-Resort, county of Bell, TX, is $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify for a loan. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in based on your financial situation.
Overview of 2025 Loan Limits and Downpayment Requirements in Morgan's-Point-Resort, Bell County, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Morgan's-Point-Resort, TX
Lendersa® strives to secure the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three pathways that lead to matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
642 East Washington Street, Brownsville, TX, 78520
Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.
