USDA Loan Vs. FHA loan for Belton, TX [Bell County ]

In 2025, USDA loan limit in Belton, county of Bell, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Belton, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 539-2516 Lender's profile and map Reviews High Country Bank 7360 West Highway 50, Salida, CO, 81201 High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
(720) 507-2200 Lender's profile and map Reviews Key Mortgage Experts 629 Vickery Park Dr, Nolensville, TN, 37135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(615) 341-5900 Lender's profile and map Reviews Advance Financial 100 Oceanside Drive, Nashville, TN, 37204 Family owned and operated, Advance Financial was founded in 1996 in Franklin, Tennessee. From its humble beginnings as a 3-store chain, the company has grown to include more than 100 locations throughout Tennessee, offering cash loans and other services including check cashing, $2 Bill Pay Services, $2 ATMs, Free Money Orders.
(402) 391-5838 Lender's profile and map Reviews U.P. Connection Federal Credit Union 6707 Grover Street, Omaha, NE, 68106 U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
(402) 221-0157 Lender's profile and map Reviews Security National Bank 6464 Center St, Suite 100, Omaha, NE, 68106 We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
(712) 322-0841 Lender's profile and map Reviews United Credit Union 1900 W Broadway, Council Bluffs, IA, 51501 United Credit Union offers our valued members exclusive benefits. United Credit Union is located in Council Bluffs, Iowa, and was founded in 1953. The credit union has provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 230-5433 Lender's profile and map Reviews Life Credit Union 2004 Hayes Street, Suite 120, Nashville, TN, 37203 Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!
(615) 338-9998 Lender's profile and map Reviews Studio Bank 124 12th Ave. South, Suite 400, Nashville, TN, 37203 A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
(855) 420-9449 Lender's profile and map Reviews QuoHome 1033 Demonbreun St, Suite 300, Nashville, TN, 37203 Our mission is to help you achieve your home ownership goals. QuoHome is a tech-driven mortgage firm building the 1ST modern broker platform. Our technology empowers our brokers to spend more time getting more value for you and creating a seamless, rewarding experience.QuoHome is dedicated to providing a seamless mortgage experience built on trust.
(615) 244-1910 Lender's profile and map Reviews The Tennessee Credit Union 1400 8th Avenue South, Nashville, TN, 37203 The Tennessee Credit Union has been helping individuals achieve their financial goals with products and services designed to exceed expectations. We were founded by a small group of dedicated volunteers guided by their commitment to provide each member with the tools & knowledge necessary for personal financial growth and a sound financial future.
(615) 476-7079 Lender's profile and map Reviews Christian Poling - Capstar Farmington Mortgage 2002 Richard Jones Rd, Suite 1201, Nashville, TN, 37203 Christian Poling is a fifteen-year veteran of the mortgage industry in Nashville. A personable, welcoming approach with clients and their Realtors has earned him a stellar reputation among lenders. His efforts ensure knowledgeable clientele, exceptional loan terms, and a smooth process from the moment of introduction all the way to closing day.