USDA Vs. FHA your options comparison in Belton, Bell County, TX
As of 2025, the USDA loan ceiling for a single-family residence in Belton, Bell county, TX, is set at $336,500, whereas the FHA loan cap stands at $472,030.
To evaluate the finest current rates for USDA versus FHA loans, make use of the Lendersa® USDA loan calculator. This tool helps discern the income, credit criteria, reserves, and necessary documentation for eligibility. By leveraging our state-of-the-art mortgage calculator, you can line up USDA, FHA, Conforming, and VA loan options side by side. This comparison facilitates a well-informed decision on which program in aligns best with your specific financial health.
Comprehensive 2025 loan boundaries and down payment stipulations in Belton, Bell, TX
Type of Loan
Maximum Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Lending Options in Belton, TX
The primary mission of Lendersa® is to facilitate access to the most favorable USDA or FHA loan options, ensuring a quick and straightforward process. Choose among three distinct initial steps that will align you with appropriate lenders and USDA loan schemes:
Understanding the Characteristics of USDA Loans in TX
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are specifically available for properties in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans offer a compelling advantage by not necessitating any initial down payment, making them an attractive choice for eligible borrowers seeking rural residence financing options.
Southeast Louisiana Veterans Health Care System Federal Credit Union
2400 Canal Street, Suite 1Q130, New Orleans, LA, 70119
Our Credit Union is a unique organization whose mission is to serve its members in an efficient & professional manner while meeting their financial needs. Members will always receive quality services at the best possible best value, ensuring financial stability. Our aim is to provide sound financial management.
At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
3801 Canal Street, Suite 320, New Orleans, LA, 70119
Regional Loan Corporation was formed in 1978 to stimulate economic development and foster job creation by collaborating with economic development organizations, government agencies and financial institutions to provide non-conventional funding sources for small, female, and minority-owned businesses.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
1440 Canal Street, Suite 101, New Orleans, LA, 70112
Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners.
Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
625 St Joseph Street, Room B-13, New Orleans, LA, 70165
We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
