USDA Vs. FHA your options comparison in Belton, Bell County, TX
As of 2025, the USDA loan ceiling for a single-family residence in Belton, Bell county, TX, is set at $336,500, whereas the FHA loan cap stands at $472,030.
To evaluate the finest current rates for USDA versus FHA loans, make use of the Lendersa® USDA loan calculator. This tool helps discern the income, credit criteria, reserves, and necessary documentation for eligibility. By leveraging our state-of-the-art mortgage calculator, you can line up USDA, FHA, Conforming, and VA loan options side by side. This comparison facilitates a well-informed decision on which program in aligns best with your specific financial health.
Comprehensive 2025 loan boundaries and down payment stipulations in Belton, Bell, TX
Type of Loan
Maximum Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Lending Options in Belton, TX
The primary mission of Lendersa® is to facilitate access to the most favorable USDA or FHA loan options, ensuring a quick and straightforward process. Choose among three distinct initial steps that will align you with appropriate lenders and USDA loan schemes:
Understanding the Characteristics of USDA Loans in TX
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are specifically available for properties in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans offer a compelling advantage by not necessitating any initial down payment, making them an attractive choice for eligible borrowers seeking rural residence financing options.
"From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions.
Loan Products...
Easy Application Process.
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Step By Step Assistance From Professional Loan Process
At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.
1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs
1560 Sawgrass Corporate Parkway Suite 400, Fort Lauderdale, FL, 33323
My Florida Mortgages goal is to help my realtor partners grow their business. Do not loose a potential sale because you think the client does not qualify or because you were told by another lender that the client will not qualify. I have all type of mortgage programs for all your clients.
1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
2893 Executive Park Dr. Suite 304, Weston, FL, 33331
KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
