FHA Vs. USDA loan program for Kenedy, Karnes County, Texas

In 2025, the USDA loan cap for Kenedy in Karnes, TX is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator for a comparison of current USDA and FHA best rates, identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making for the ideal program in based on your financial specifics.

USDA and FHA Loan Choices in Kenedy, TX

The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Select one of the three paths provided, leading to matching lenders and USDA loan programs suited to your needs.

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Defining USDA Loans in TX

A USDA home loan, secured by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

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972 573 1224 Lender's profile and map Reviews Sherman Bridge 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039 Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
(325) 762-2222 Lender's profile and map Reviews First National Bank Albany/Breckenridge 100 S. Main, Albany, TX, 76430 First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
(469) 687-2275 Lender's profile and map Reviews Oakwood Bank TX 8411 Preston Road, Suite 106, Dallas, TX, 75225 Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
(866) 644-3935 Lender's profile and map Reviews TBK Bank 6060 Sherry Ln, Dallas, TX, 75225 TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
(469) 443-9912 Lender's profile and map Reviews Veritex Mortgage 8214 Westchester Dr, Suite 800, Dallas, TX, 75225 As a Texas community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
(214) 363-3500 Lender's profile and map Reviews Park Cities Mortgage 5950 Sherry Lane, Suite 230, Dallas, TX, 75225 Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
(972) 339-2730 Lender's profile and map Reviews Gentec Mortgage Corp 5960 Berkshire Lane, Dallas, TX, 75225 Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
(214) 599-9701 Lender's profile and map Reviews ENTRUST FINANCIAL CORPORATION 6125 Luther Lane, Suite 412, Dallas, TX, 75225 At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(817) 431-8618 Lender's profile and map Reviews HT Lending Group, LLC 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248 At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
(817) 482-1200 Lender's profile and map Reviews Trademark Mortgage 628 Stoneglen Drive, Keller, TX, 76248 Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
(512) 592-0577 Lender's profile and map Reviews The Dunmire Team 8844 Laurel Ln, Keller, TX, 76248 The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.