USDA Vs. FHA your options comparison in Bellaire, Harris County, TX
In 2025, USDA loan limit in Bellaire, county of Harris, TX is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bellaire, county of Harris, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Bellaire, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
14 South Jackson Street, Suite 102, Media, PA, 19063
Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
