For the year 2025, the USDA loan limit for a single-family home located in Bellaire, within Harris county of TX, is $336,500. In contrast, the FHA loan limit stands at $472,030.
Make use of the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates. This tool helps establish the necessary income, credit, reserves, and required documents needed to qualify for these loans. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best matches your financial situation in
Compare loan offers from a wide range of 100 lenders
| Loan Type | Loan Limit | Down Payment Requirement |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to help you quickly secure the most suitable USDA or FHA loan, without any hassle. You can begin with one of three distinct starting options that align you with lenders providing tailored USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. This type of mortgage is exclusively available for properties located in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the substantial advantage of needing no down payment, making them a highly attractive choice for qualified homebuyers.
These loans can also offer lower interest rates and reduced mortgage insurance costs, making homeownership more attainable for those looking to buy in rural communities.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
