For the year 2025, the USDA loan limit for a single-family home located in Bellaire, within Harris county of TX, is $336,500. In contrast, the FHA loan limit stands at $472,030.
Make use of the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates. This tool helps establish the necessary income, credit, reserves, and required documents needed to qualify for these loans. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best matches your financial situation in .
2025 Loan Limits and Down Payment Criteria in Bellaire, County of Harris, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bellaire, TX
The primary goal of Lendersa® is to help you quickly secure the most suitable USDA or FHA loan, without any hassle. You can begin with one of three distinct starting options that align you with lenders providing tailored USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. This type of mortgage is exclusively available for properties located in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the substantial advantage of needing no down payment, making them a highly attractive choice for qualified homebuyers.
These loans can also offer lower interest rates and reduced mortgage insurance costs, making homeownership more attainable for those looking to buy in rural communities.
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196
POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,
EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.
A-1 provides you instant cash loans! Happily serving the residents of Byram, Clinton, Edwards, Terry, Crystal Spring and Raymond, A-1 is here to help you find relief through Installment Loans, Loans for Bad Credit, Cash Advances, Cash Loans, Title Loans, and Payday Loans. We’ll help you find the perfect loan for you just a few easy steps!
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
