FHA Vs. USDA loan program for Bellaire, Harris County, Texas

For the year 2025, the USDA loan limit for a single-family home located in Bellaire, within Harris county of TX, is $336,500. In contrast, the FHA loan limit stands at $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates. This tool helps establish the necessary income, credit, reserves, and required documents needed to qualify for these loans. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best matches your financial situation in .

Exploring USDA and FHA Loan Options in Bellaire, TX

The primary goal of Lendersa® is to help you quickly secure the most suitable USDA or FHA loan, without any hassle. You can begin with one of three distinct starting options that align you with lenders providing tailored USDA loan programs.

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Defining USDA Loan in TX

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. This type of mortgage is exclusively available for properties located in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the substantial advantage of needing no down payment, making them a highly attractive choice for qualified homebuyers.

These loans can also offer lower interest rates and reduced mortgage insurance costs, making homeownership more attainable for those looking to buy in rural communities.

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(316) 978-3666 Lender's profile and map Reviews Campus Credit Union 1845 N Fairmount Street, Wichita, KS, 67260 Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
(575) 748-1345 Lender's profile and map Reviews Western Bank of Artesia 320 West Texas Avenue, Artesia, NM, 88210 Western Bank of Artesia, New Mexico was chartered and opened for business as Peoples State bank on August 2, 1948 on the Calvin Dunn property located at 4th and Quay in Artesia, New Mexico, the same location that the bank occupied from 1948 to 2000. The bank was first housed in temporary quarters in a small sheet iron building.
(575) 748-9779 Lender's profile and map Reviews Artesia Credit Union 210 North Fifth Street, Artesia, NM, 88210 Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.
(575) 746-8000 Lender's profile and map Reviews First American Bank 303 W Main St, Artesia, NM, 88210 First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships
(316) 264-9163 Lender's profile and map Reviews Catholic Family Federal Credit Union 717 N Socora Street, Wichita, KS, 67212 Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
(316) 462-1341 Lender's profile and map Reviews Regent Financial Group, Inc 10209 W Central Ave, Suite 1, Wichita, KS, 67212 "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
(316) 531-8800 Lender's profile and map Reviews Garden Plain State Bank 525 North Main Street, Garden Plain, KS, 67050 Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
(620) 223-1600 Lender's profile and map Reviews The City State Bank 1012 Highway 69, Fort Scott, KS, 66701 City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.