USDA and FHA Pro and Con in West-University-Place, Harris County, TX
For 2026, the USDA loan limit in West-University-Place, part of Harris county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans and check the required income, credit, reserves, and documentation for qualification. Our advanced mortgage tool offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, enabling you to choose the most suitable program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in West-University-Place, Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-University-Place, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and easily. Start with any of the three options to match with lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also termed the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA loan requires no down payment.
We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home. We combine old fashioned values with current technology to give you the service you deserve"
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.
Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
Bayou City Federal Credit Union has been open since 1980. The credit union has assets totaling $29.56 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
