FHA Vs. USDA loan program for West-University-Place, Harris County, Texas

In 2025, USDA loan limit in West-University-Place, county of Harris, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-University-Place, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 489-1067 3892 miles Lender's profile and map Reviews Infinite Financial, LLC 1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814 Infinite Financial, LLC, NMLS # 1866302, works with both local and national lenders to provide the best products and services to mortgage customers. From conventional to VA to USDA to FHA to portfolio, non-QM, and hard money options, Infinite Financial has the products to meet your needs
(808) 447-1850 3892 miles Lender's profile and map Reviews Smart Money, Inc 1600 Kapiolani Blvd, Suite 633, Honolulu, HI, 96814 Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you're a first time home buyer or investor, we can help. We have access to many lenders and guidelines, which in turn give you the best options.
(808) 488-2274 3892 miles Lender's profile and map Reviews Money Mart 98-199 Kamehameha Hwy, Aiea, HI, 96701 Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.
(808) 488-5510 3892 miles Lender's profile and map Reviews Pacific Rim Mortgage 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701 Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
(808) 946-1400 3892 miles Lender's profile and map Reviews Territorial Savings Bank PO Box 1481, Honolulu, HI, 96806 Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
(808) 532-3110 3892 miles Lender's profile and map Reviews Hawaii Community Reinvestment PO Box 3409, Honolulu, HI, 96801 Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
(808) 485-8483 3892 miles Lender's profile and map Reviews Allan Inouye Appraisals PO Box 240540, Honolulu, HI, 96824 Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
(808) 847-8493 3892 miles Lender's profile and map Reviews HOUSE OF FINANCE 2300 North King Street, Honolulu, HI, 96819 "House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina. Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.
(808) 623-4482 3894 miles Lender's profile and map Reviews Violet Miranda Residential & Commercial Mortgage LLC 94-250 Awiwi Place, Mililani, HI, 96789 Violet Miranda Residential and Commercial Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(808) 255-7498 3894 miles Lender's profile and map Reviews Solid Rock Home Loans 94-161 Apele Place, Mililani, HI, 96789 "In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii. In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."
(808) 727-1055 3894 miles Lender's profile and map Reviews HI Velocity Mortgage 94-498 Alapoai St, Mililani, HI, 96789 HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.