FHA Vs. USDA loan program for West-University-Place, Harris County, Texas

For 2026, the USDA loan limit in West-University-Place, part of Harris county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans and check the required income, credit, reserves, and documentation for qualification. Our advanced mortgage tool offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, enabling you to choose the most suitable program for your financial circumstances in .

USDA and FHA Loan Options in West-University-Place, TX

Lendersa® aims to provide you with the best USDA or FHA loan quickly and easily. Start with any of the three options to match with lenders and USDA loan programs.

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What is a USDA Loan in TX?

The USDA home loan is backed by the Department of Agriculture, also termed the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA loan requires no down payment.

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(805) 334-3255 Lender's profile and map Reviews Jay Kunkle - RPM Mortgage 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360 MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.
(201) 787-8494 Lender's profile and map Reviews BETTERWAY MORTGAGE CO 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046 At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
(315) 671-4000 Lender's profile and map Reviews Money Federal Credit Union 100 Madison Street, Syracuse, NY, 13202 Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
(866) 870-2612 Lender's profile and map Reviews MHD Empire Service Corp. 300 South State St, Suite 1000, Syracuse, NY, 13202 At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast. Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
(315) 314-1075 Lender's profile and map Reviews CNY MBA, Inc. 120 Madison St, 18th Fl, Syracuse, NY, 13202 The Central New York Mortgage Bankers Association is gearing up for our upcoming year. Whether you are a mortgage banker, mortgage broker, appraiser, attorney, credit professional, homebuilder, home inspector, insurance agent, realtor or title insurer, a CNY MBA membership offers you a forum for business and social exchange.
(732) 541-4151 Lender's profile and map Reviews MidState Federal Credit Union 237 Roosevelt Avenue, Carteret, NJ, 07008 MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
(973) 564-6411 Lender's profile and map Reviews Predian Mortgage 830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078 At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
(315) 437-0001 Lender's profile and map Reviews Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 Lender's profile and map Reviews Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(908) 245-1750 Lender's profile and map Reviews Atlantic Federal Credit Union NJ 37 Market Street, Kenilworth, NJ, 07033 Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
(973) 263-0001 Lender's profile and map Reviews Union Building Trades Federal Credit Union 205 Cherry Hill Road, Parsippany, NJ, 07054 Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.