USDA Vs. FHA your options comparison in Piney-Point-Village, Harris County, TX

In 2025, the USDA loan limit for Piney-Point-Village in Harris, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA most favorable rates. Determine the income, credit score, reserves, and documents needed for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best option for your financial circumstances in .

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2025 Loan Thresholds and Downpayment Specifications in Piney-Point-Village, Harris, TX

Loan Type Max Limit Minimum Down
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Piney-Point-Village, TX

Lendersa® is dedicated to swiftly providing you with optimal USDA or FHA loans, free of hassle. Choose one of three paths for aligning with compatible lenders and USDA loan programs.

Lendersa USDA loan application and results

Breaking Down the USDA Loan in TX

The USDA home loan, also known as a USDA rural development mortgage, is backed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Writealoan.com, Inc
  • 21 Hawks Farm Rd, White, GA, 30184
  • We specialize in the home loan industry, so don't expect great deals on books, toys, airline tickets, and charge cards or auto loans. We only offer great deals on home loans. We will not auction the loan as if it were a used car. We promise to treat customers with the respect they deserve.
  • The First National Bank of Washington
  • 101 C Street, Washington, KS, 66968
  • FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
  • Atlanta Family Mortgage LLC
  • 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102
  • DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
  • State Employees Credit Union
  • 4500 College Avenue, Suite 200, Alton, IL, 62002
  • State Employees Community Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the State Employees Community Credit Union will continue a sound yet progressive asset management strategy
  • Altonized Community FCU
  • 4435 North Alby Street, Alton, IL, 62002
  • Altonized Community Federal Credit Union is a not-for-profit cooperative providing the best service to our most important assets – our members. Altonized Community Federal Credit Union is a full service financial institution owned and controlled by the members who join it. Since its charter in 1939
  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
  • Assertive Mortgage LLC
  • 3105 Creekside Village Drive, Suite 706, Kennesaw, GA, 30144
  • Assertive Mortgage has redefined homeownership with modern technology. We believe homeownership should be faster, simpler, and more affordable to get a mortgage in America. Our digital mortgage platform helps borrowers process information on the loan application. We’re changing the way traditional mortgage process from being stressful.