USDA Vs. FHA your options comparison in Piney-Point-Village, Harris County, TX

In 2025, the USDA loan limit for Piney-Point-Village in Harris, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA most favorable rates. Determine the income, credit score, reserves, and documents needed for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best option for your financial circumstances in .

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2025 Loan Thresholds and Downpayment Specifications in Piney-Point-Village, Harris, TX

Loan Type Max Limit Minimum Down
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Piney-Point-Village, TX

Lendersa® is dedicated to swiftly providing you with optimal USDA or FHA loans, free of hassle. Choose one of three paths for aligning with compatible lenders and USDA loan programs.

Lendersa USDA loan application and results

Breaking Down the USDA Loan in TX

The USDA home loan, also known as a USDA rural development mortgage, is backed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • William A Ledesma
  • 3401 NW 82nd Ave, Suite 230, Doral, FL, 33122
  • William A Ledesma Sr Loan Officer Located in Doral Florida. William A Ledesma have been in the Mortgage and finance Industry since 2004. William committed to offering the best service possible. He specialize in FHA, VA and Conventional Loans and investor programs. William A Ledesma's NMLS ID 1232716.
  • Jacog Financial Group
  • 3400 Northwest 78th Avenue, Doral, FL, 33122
  • JACOG Advisors is a full service professional commercial real estate team. We provide our valued clients over 23 years of real estate finance, sales, and leasing experience. Our focus is to do what we do best, and that is helping our clients achieve their investment objectives by guiding them with deep insight
  • True Lending Partners
  • 3403 NW 82nd Avenue Ste 210, Miami, FL, 33122
  • At True Lending Partners, we have access to numerous products and services. However, this process of explanation and understanding the pros and cons of each situation may be difficult. Contact your friendly True Lending Partners broker for full, easy-to-understand explanations and find out just what we can provide to suit your specific needs.
  • Hialeah Municipal Employees Federal Credit Union
  • 501 Palm Ave, Hialeah, FL, 33010
  • Hialeah Municipal Employees Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1951 with a wide range of services to meet all their financial needs. Membership is open to all employees of the city of Hialeah, Florida; employees of this credit union.
  • Elias Legra Inc
  • 525 East 9th Street, Hialeah, FL, 33010
  • Over 30 Years serving my clients, same location, same office. My Father Elias Legra Sr, came to the USA as immigrant from Holguín, Cuba. He struggled as most immigrants to establish himself to help our family as well as his clients. Starting from his home office in our utility room we now own and operate our Real Estate
  • Galizet Home Lending
  • 2356 W 8th Court, Hialeah, FL, 33010
  • Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more. Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
  • American Fidelity Mortgage Inc
  • 8370 West Flagler Street, Suite 145, Miami, FL, 33144
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Millenium Home Mortgage
  • 8550 W. Flagler Street, Suite 104, Miami, FL, 33144
  • Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.