USDA and FHA Pro and Con in Hunters-Creek-Village, Harris County, TX

In 2025, the USDA loan limit in Hunters-Creek-Village, located in Harris county, TX, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast the best rates between today's USDA and FHA loans, and figure out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best financial plan for your needs in .

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2025 Loan Limits and Downpayment Requirements in Hunters-Creek-Village, Harris, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Hunters-Creek-Village, TX

At Lendersa®, our aim is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to match with suitable lenders and USDA loan programs.

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What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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