USDA and FHA Pro and Con in Hunters-Creek-Village, Harris County, TX

In 2025, the USDA loan limit in Hunters-Creek-Village, located in Harris county, TX, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast the best rates between today's USDA and FHA loans, and figure out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best financial plan for your needs in .

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2025 Loan Limits and Downpayment Requirements in Hunters-Creek-Village, Harris, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Hunters-Creek-Village, TX

At Lendersa®, our aim is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request results

What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
  • First Fidelity Financial Group
  • 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
  • First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
  • Champion Home Loans LLC
  • 4335 N Classen, Suite 101, Oklahoma City, OK, 73118
  • We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
  • Red Dirt Lending
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  • Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
  • Allegiance Credit Union
  • 4235 N Meridian, Oklahoma City, OK, 73112
  • We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
  • Founders Mortgage Inc.
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  • 1st Capital Mortgage of Oklahoma City Mortgages
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  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
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  • NexGen Home Loans Inc
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  • First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.