USDA VS FHA in Bunker-Hill-Village, Harris County, TX

In 2026, within Bunker-Hill-Village, Harris, TX, the USDA loan limit reaches $285,000, while the FHA cap for single-family homes is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top-rated USDA against FHA offers. This tool aids in evaluating income, credit requirements, reserves, and necessary documentation to qualify. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, guiding you to the right choice for your financial needs in .

Examine loan proposals from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Bunker-Hill-Village, Harris, TX

Type of Loan Maximum Limit Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Possibilities in Bunker-Hill-Village, TX

Lendersa® aims to secure you the best USDA or FHA loan rapidly and with ease. Choose one of three paths available that connect with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in TX

A USDA loan, assured by the government's Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, offered solely in rural regions. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity Capital Inc
  • 11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
  • "Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate.
    We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"

  • First Security Mortgage
  • 11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
  • "First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972

    Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only

  • Summit Funding Inc.
  • 5414 Oberlin Dr UNIT 305, San Diego, CA, 92121
  • Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an

  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary)
    We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.

  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Premiere Capital Mortgage
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92563
  • We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.

  • Home Loan Approval Center
  • 39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
  • Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!

  • LBD Financial Center
  • 31540 Whitecrown Drive, Murrieta, CA, 92563
  • LBD Financial Center believe in Living Life by Design not by Default, providing you and your family a holistic and educated approach to personal finances. We are an independent broker, free to choose any companies and/or carriers that best serve your personal finance needs. We are located in San Diego fully servicing the entire.

  • Silvertrust Funding, Inc
  • 29995 Technology Drive, Suite 307, Murrieta, CA, 92563
  • Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.