USDA and FHA Pro and Con in Bunker-Hill-Village, Harris County, TX
In 2025, within Bunker-Hill-Village, Harris, TX, the USDA loan limit reaches $285,000, while the FHA cap for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top-rated USDA against FHA offers. This tool aids in evaluating income, credit requirements, reserves, and necessary documentation to qualify. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, guiding you to the right choice for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Bunker-Hill-Village, Harris, TX
Type of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in Bunker-Hill-Village, TX
Lendersa® aims to secure you the best USDA or FHA loan rapidly and with ease. Choose one of three paths available that connect with lenders and USDA loan options.
A USDA loan, assured by the government's Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, offered solely in rural regions. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans demand none.
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