USDA and FHA Pro and Con in Nolanville, Bell County, TX

For 2025, the USDA loan limit for Nolanville, situated in the county of Bell, TX, is $336,500, while the FHA limit for a single-family dwelling is $472,030.

Employ the Lendersa® USDA loan calculator to not only compare the most favorable rates between USDA and FHA loans today but also to assess the income, credit, reserves, and paperwork required for qualification. Our advanced calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding in smart decision-making for the best program to suit your financial profile in .

Examine loan proposals from 100 different lenders

Review of 2025 Loan Limits and Down Payment Requirements in Nolanville, Bell, TX

Loan Category Limit Amount Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Nolanville, TX

The mission of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting pathways that link you to compatible lenders and USDA loan services.

Lendersa USDA loan matching outcomes

Understanding the USDA Loan in TX

A USDA home loan, assured by the federal Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural localities. Unlike FHA loans requiring a down payment starting at 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Community Mortgage Group LLC
  • 18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • OMOM FCU
  • 4000 Sumpter Street, Suite A, Houston, TX, 77020
  • OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
  • Brentwood Baptist Federal Credit Union
  • 13033 1/2 Landmark Street, Houston, TX, 77045
  • Brentwood Baptist Church Federal Credit Union has been open since 1993. The credit union has assets totaling $1.34 Million and provides banking services to more than 600 members as of March 2022. The credit union is a religious-based credit union. Membership is also open to immediate family of current members
  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
  • 1st Credential Mortgage Inc
  • 8615 Bloomfield Turn, Missouri City, TX, 77459
  • We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • The Texas Loan Company
  • 1507 S. Main St., Lindale, TX, 75771
  • The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
  • Keystone Credit Union
  • 11877 County Road 492, Tyler, TX, 75706
  • Keystone Credit Union was founded in 1964 by leaders of the Tyler Pipe Industry in an effort to protect their employees from being taken advantage of. That ethos and mission is still true today – we work hard to provide exceptional financial services, education, and solutions to meet the needs of each and every one of our members
  • Baker Hughes Federal credit union
  • 6830 Navigation Boulevard, Houston, TX, 77011
  • Our mission is not for profit, not for charity, but to be the financial backbone for our member-owners by providing the best products and caring professionalism to meet their needs from now and into the future. The Credit Union is guided by the members who elect a Board of Directors at the annual membership meeting.
  • Alba-Golden Federal Credit Union
  • 140 South Broadway Street, Alba, TX, 75410
  • Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.