USDA Vs. FHA your options comparison in Killeen, Bell County, TX
In 2025, the USDA loan limit for Killeen, located in Bell County, TX, is $336,500. In contrast, the limit for an FHA single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows several options, including USDA, FHA, Conforming, and VA, side by side to help you choose the right program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Killeen, Bell County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Killeen, TX
The goal of Lendersa® is to connect you quickly with the best USDA or FHA loan. Choose from one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
In 1965, in the lunchroom of the IBM facility located in Dallas at 2911 Cedar Springs, 14 employees met and collectively deposited $150 to start IBM Southwest Employees Federal Credit Union and serve the financial needs of its employees.
Over time more locations were added and additional products
8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
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