USDA Vs. FHA Pro and Con comparison in Killeen, Bell County, TX
In 2025, USDA loan limit in Killeen, county of Bell, TX is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Killeen, county of Bell, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Killeen, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
606 East Glenoaks Boulevard, Suite 120, Glendale, CA, 91207
Our simple application process can be completed in less than a minute. We assess your strengths as a borrower. We take care of the underwriting process once your application is pre-qualifeid. After we obtain the minimal required documentations from you, our underwriters get to work and don’t rest until we get you funded.
We deliver value to our members.
Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
Set yourself up for success
18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
500 North Brand Boulevard, Suite 2300, Glendale, CA, 91203
Golden State Bank is a full service bank, serving the business, commercial and professional markets. The Bank is committed to meeting the financial needs of its business clients with loans for working capital, equipment, owner-occupied and investment commercial real estate, and a full array of cash management services.
We believe that lending should be an easy process and that business owners deserve access to management documentation. These beliefs drive our approach to small business funding.Small businesses drive local economies to success. That’s why they need easy access to business finances.
655 Central Avenue, 17th Floor, Glendale, CA, 91203
Since 1987, Glendale Mortgage Company has provided complete financing solutions for real estate. Our clients include real estate developers, pension fund advisors, and private investors.
Glendale Mortgage can help you achieve your goals. To set up the right Havertown, PA Mortgage plan for you, get in touch with us -- we're happy to help.
