FHA Vs. USDA loan program for Harker-Heights, Bell County, Texas

In 2025, USDA loan limit in Harker-Heights, county of Bell, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Harker-Heights, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 576-6600 Lender's profile and map Reviews Springs Mortgage Inc 192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906 Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
(719) 836-8216 Lender's profile and map Reviews Freedom Private Money - Hard Money Lender 1259 Lake Plaza Dr, Suite 250, Colorado Springs, CO, 80906 Freedom Private Money we deliver a level of personalized service you won’t find at any other lender. Capital is just one tool you need to reach your goals, and we partner with you every step of the way and also As a real estate investors look to take advantage of changing markets, increase their cashflow, and decrease their risk.
(334) 493-2265 Lender's profile and map Reviews Southern Independent Bank 503 North Main St., Opp, AL, 36467 In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
(618) 233-6400 Lender's profile and map Reviews Bank of Belleville 215 South Illinois St, Belleville, IL, 62220 We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.
(618) 978-4048 Lender's profile and map Reviews SUPERIOR HOME LOANS LLC 301 West A Street, Belleville, IL, 62220 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(314) 317-6900 Lender's profile and map Reviews Stifel Bank & Trust 501 North Broadway, 10th Floor, Saint Louis, MO, 63102 At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.
(402) 723-4441 Lender's profile and map Reviews Henderson State Bank 1040 North Main Street, Henderson, NE, 68371 Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
(800) 695-2045 Lender's profile and map Reviews Farmers & Merchants Bank 617 1st St, Milford, NE, 68405 At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
(719) 205-0413 Lender's profile and map Reviews The Reichert Mortgage Team LLC 12323 Sleeping Bear Road, Peyton, CO, 80831 The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
(719) 360-3767 Lender's profile and map Reviews Integrity First Financial 7635 McLaughlin Rd, Falcon, CO, 80831 Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
(402) 845-6565 Lender's profile and map Reviews Bank of Doniphan Doniphan 118-120 W. Plum Street, Doniphan, NE, 68832 Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style. We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.