USDA Loan Vs. FHA loan for Harker-Heights, TX [Bell County Rates 2023]

In 2025, USDA loan limit in Harker-Heights, county of Bell, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Harker-Heights, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 977-9113 1641 miles Lender's profile and map Reviews Home Advantage Mortgage Corporation 312 Great Road, Littleton, MA, 01460 Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
(888) 279-7725 1641 miles Lender's profile and map Reviews Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton, MA, 01460 With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
(800) 221-4020 1641 miles Lender's profile and map Reviews WORKERS CREDIT UNION 119 Russell Street, Littleton, MA, 01460 Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
(508) 820-4000 1641 miles Lender's profile and map Reviews MutualOne Bank 49 Main Street, Natick, MA, 01760 Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
(508) 975-4367 1641 miles Lender's profile and map Reviews QS Private Lending 83 Speen St, Natick, MA, 01760 QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
(508) 543-5321 1642 miles Lender's profile and map Reviews Foxboro Federal Savings 1 Central St, Foxboro, MA, 02035 Foxboro Federal Savings is a community based, FDIC insured, financial institution with offices in Foxboro, Norfolk and Plainville, Massachusetts. Mutually chartered, highly capitalized and strongly rated, Foxboro Federal has two core business segments. Foxboro Federal offers a full range of personal and business savings, checking.
(800) 583-2869 1642 miles Lender's profile and map Reviews Union Bank 20 Lower Main St, Morrisville, VT, 05661 Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(800) 345-9740 1643 miles Lender's profile and map Reviews Allstate Capital Group 1600 Boston-Providence Hwy, Walpole, MA, 02081 Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
(508) 586-7700 1643 miles Lender's profile and map Reviews Stonegate Mortgage 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748 Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
(781) 235-0503 1644 miles Lender's profile and map Reviews Wellesley Municipal Employees Credit Union 1 Hollis Street, Suite 105, Wellesley, MA, 02482 In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.
(774) 567-0483 1644 miles Lender's profile and map Reviews hmw real estate llc 66 Central Street, Suite 18, Wellesley, MA, 02482 We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.