USDA Vs. FHA Pro and Con comparison in Big-Spring, Howard County, TX
In 2025, the USDA loan limit in Big-Spring, county of Howard, TX, is $285,000. Meanwhile, the FHA cap for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates, and find the income, credit, reserves, and documents needed for eligibility. Using our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA side by side to select the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Big-Spring, County of Howard, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Big-Spring, TX
The aim of Lendersa® is to swiftly secure you the optimal USDA or FHA loan. Choose one of three starting points that link you to fitting lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment.
Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products.
In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
South Texas Federal Credit Union is a full service Financial institution established in 1952 in McAllen, TX. STFCU offers checking and savings, as well as CDs and IRAs, accounts to any resident of the Hidalgo County, but with 55, 000 ATMs nationwide for the convenience of our members.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
