USDA Loan Vs. FHA loan pro & con for Big-Spring, Howard County, TX

In 2025, USDA loan limit in Big-Spring, county of Howard, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Big-Spring, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 459-3239 1666 miles Lender's profile and map Reviews Empower Mortgage, LLC 1218 Central Avenue, Suite 2, Albany, NY, 12205 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(518) 505-1304 1666 miles Lender's profile and map Reviews Homeowners Advantage 4 Winners Circle, Albany, NY, 12205 Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
518-435-1119 1666 miles Lender's profile and map Reviews CMN Funding 1510 Central Ave Suite 380, Albany, NY, 12205 CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions. Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
(631) 445-0785 1667 miles Lender's profile and map Reviews Summit Funding Solutions 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749 Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
(203) 452-3590 1667 miles Lender's profile and map Reviews PFS Mortgage 177 North St, Easton, CT, 06612 "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
(518) 453-9748 1667 miles Lender's profile and map Reviews NY Bravest Federal Credit Union 532 Central Avenue, Albany, NY, 12206 NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
(518) 434-3728 1668 miles Lender's profile and map Reviews FASNY Federal Credit Union 107 Washington Avenue, Albany, NY, 12210 FASNY Federal Credit Union distinguishes themselves through achieving excellence by providing friendly, professional service, and building lifelong relationships one member at a time. Members have access to the highest level of personal financial services, focused around encouraging savings
(866) 466-9232 1669 miles Lender's profile and map Reviews Pursuit 50 Beaver Street, Suite 500, Albany, NY, 12207 Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
(518) 464-5252 1669 miles Lender's profile and map Reviews SEFCU 575 Broadway, Albany, NY, 12207 As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
866 708 4755 1669 miles Lender's profile and map Reviews Prime Commercial Lending 66 South Pearl Street, 10th floor, Albany, NY, 12207 For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date. Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he
(888) 488-4769 1669 miles Lender's profile and map Reviews National Business Capital 1 Corporate Drive, Suite 202, Bohemia, NY, 11716 National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.