USDA Loan Vs. FHA loan for Big-Spring, TX 2025

In 2025, USDA loan limit in Big-Spring, county of Howard, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Big-Spring, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 775-1082 Lender's profile and map Reviews Allied Plastics Federal Credit Union 1700 E Mount Pleasant Road, Zachary, LA, 70791 Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
(225) 271-5600 Lender's profile and map Reviews Mainstreet Mortgage LLC 8586 Pin Oak Dr, Zachary, LA, 70791 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
(601) 636-4434 Lender's profile and map Reviews Vickswood Federal Credit Union 107 Thalweg Drive, Vicksburg, MS, 39183 On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
(225) 248-7600 Lender's profile and map Reviews b1BANK 500 Laurel St, Baton Rouge, LA, 70801 Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
(816) 414-3239 Lender's profile and map Reviews KC Mortgage Guy 1201 NE 92nd St, Kansas City, MO, 64155 Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
(308) 254-2401 Lender's profile and map Reviews Sidney Federal Savings & Loan 1045 10th Avenue, Sidney, NE, 69162 Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
(503) 530-8462 Lender's profile and map Reviews Stashin Mortgage Services, LLC 21716 N Bradford Drive, Maricopa, AZ, 85138 Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
(602) 335-5500 Lender's profile and map Reviews Define Mortgage Solutions 148 N. 48 St, Phoenix, AZ, 85034 "Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members. In our most recent quarterly survey, over 96% of borrowers reported that they are
(602) 433-7000 Lender's profile and map Reviews Desert Financial Credit Union 148 North 48th Street, Phoenix, AZ, 85034 "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep Federally insured by the NCUA. Equal Housing Opportunity."
(308) 384-5350 Lender's profile and map Reviews Five Points Bank 2015 N. Broadwell Ave, Grand Island, NE, 68803 Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
(225) 342-6618 Lender's profile and map Reviews Department of Corrections Credit Union 704 Mayflower Street, Baton Rouge, LA, 70802 Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.