USDA Vs. FHA Pro and Con comparison in Stanton, Martin County, TX

In the year 2025, the USDA loan cap for Stanton in Martin county, TX, is set at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose current USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our robust mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to guide your decision on the most suitable program for your financial circumstances in .

Review loan proposals from 100 different lenders

2025 Loan Boundaries and Down Payment Details in Stanton, Martin, TX

Loan Category Limit Threshold Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Stanton, TX

The primary aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Choose between three starting paths to find matched lenders and comprehensive USDA loan offerings.

Lendersa USDA loan request and results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
  • Montcalm Public Employees Credit Union
  • 1157 East Main Street, Edmore, MI, 48829
  • Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
  • Sierra Central Credit Union
  • 1351 Harter Pkwy, Yuba City, CA, 95993
  • Sierra Central is a credit union with 20 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans.
  • Valley Mortgage Company
  • 1445 Butte House Road, Suite I, Yuba City, CA, 95993
  • Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,
  • Fluxx Mortgage & Financial
  • 410 S Ware Blvd, Suite 402, Tampa, FL, 33619
  • At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
  • Moore West Federal Credit Union
  • 2450 Washington Avenue, Suite 180, San Leandro, CA, 94577
  • Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
  • SMW Federal Credit Union
  • 1750 Abram Ct, San Leandro, CA, 94577
  • Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
  • Outstanding Investment Company Inc
  • 2450 Washington Avenue, Suite 100, San Leandro, CA, 94577
  • If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
  • Lane Mortgage, LLC
  • 604 Oakes Boulevard, San Leandro, CA, 94577
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Isaza International Mortgage Bankers Corp
  • 4868 Northeast 60th Terrace, Ocala, FL, 34488
  • Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
  • Lithium Federal Credit Union
  • 1111 Bessemer City Kings Mountain Highway, Bessemer City, NC, 28016
  • The organizational meeting of LCA Federal Credit Union was held on December 17, 1956. Thirty eight potential members attended along with the nine members that incorporated the credit union idea. Officers were elected and guidelines were established. The first Directors meeting was held immediately after the organizational meeting.
  • Seawest Coast Guard Credit Union
  • PO Box 4949, Oakland, CA, 94605
  • When you start a credit union from the ground up, you know a few things about trustworthiness, personal service, and good faith. We don’t keep your money in a shoebox anymore. But we are committed to showing those same principles to everyone who works with us today. We want to help people weather life’s storms and celebrate the sunny days with them