USDA VS FHA in Stanton, Martin County, TX

In the year 2026, the USDA loan cap for Stanton in Martin county, TX, is set at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose current USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our robust mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to guide your decision on the most suitable program for your financial circumstances in .

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2026 Loan Boundaries and Down Payment Details in Stanton, Martin, TX

Loan Category Limit Threshold Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Stanton, TX

The primary aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Choose between three starting paths to find matched lenders and comprehensive USDA loan offerings.

Lendersa USDA loan request and results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Washington Business Bank
  • 223 5th Avenue SE, Olympia, WA, 98501
  • Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.

  • evergreenDIRECT Credit Union.
  • 6001 Capitol Boulevard SW, Tumwater, WA, 98501
  • evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.

  • WCLA Credit Union
  • 2419 Pacific Avenue SE, Olympia, WA, 98501
  • WCLA Credit Union is committed to providing competitive dividends on deposit accounts and reasonable rates on loans. The money that members deposit into the credit union goes straight back to the logging and timber industry through business loans that finance the purchase of vital equipment.

  • One Washington Financial
  • 400 Union Ave SE, Olympia, WA, 98501
  • We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.

  • St. Julien Home Loans
  • 204 Custer Way SW, Suite 102, Tumwater, WA, 98501
  • St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.

  • NTFN, INC
  • 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501
  • NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process

  • Reliance Mortgage Inc.
  • 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005
  • Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.

  • Seattle's Best Mortgage Inc
  • 11911 NE 1st St, Suite B306, Bellevue, WA, 98005
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you

  • Washington Mortgage Solutions LLC
  • 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005
  • Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Homelink Mortgage, Inc.
  • 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • NW Sunrise Mortgage LLC
  • 11900 NE 1st St, Suite 300, Bellevue, WA, 98005
  • We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.

  • O Bee Credit Union
  • PO Box 5000, Lacey, WA, 98509
  • O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.