USDA Vs. FHA your options comparison in Stanton, Martin County, TX

In the year 2025, the USDA loan cap for Stanton in Martin county, TX, is set at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose current USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our robust mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to guide your decision on the most suitable program for your financial circumstances in .

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2025 Loan Boundaries and Down Payment Details in Stanton, Martin, TX

Loan Category Limit Threshold Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Stanton, TX

The primary aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Choose between three starting paths to find matched lenders and comprehensive USDA loan offerings.

Lendersa USDA loan request and results

Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Magnolia Mortgage, LLC
  • 5377 State Highway N, Suite 218, Cottleville, MO, 63304
  • Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
  • Great Southern Bank Mississippi
  • 218 22nd Avenue South, Meridian, MS, 39301
  • We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
  • Meridian Mutual Federal Credit Union
  • 809 26th Avenue, Meridian, MS, 39301
  • Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
  • MUNA Federal Credit Union
  • 4400 Highway 39 North, Meridian, MS, 39301
  • Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
  • Citizens National Bank of Meridian
  • 512 22nd Avenue, Meridian, MS, 39301
  • Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
  • 1st Mississippi Federal Credit
  • 600 19th Avenue, Meridian, MS, 39301
  • 1st MS can help you get the things you want now by offering low rates on your new or used purchase. Choose us for loans on motorcycles, boats, recreational vehicles, and farm equipment. We can also help you refinance your vehicle or equipment for a lower interest rate and monthly payment
  • Community State Bank
  • 117 W Church, Bowling Green, MO, 63334
  • Community State Bank of Missouri has celebrated over 130 years of filling the financial service needs of Pike and Lincoln County neighbors. The bank was founded in 1887 as the Bank of Curryville. According to a centennial history of the bank published in the Bowling Green Times in 1987
  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
  • Southern Coastal Federal Credit Union
  • 1042 Howard Avenue, Biloxi, MS, 39530
  • Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
  • Strategic Lending, LLC
  • 920 E 800 N, Suite 203, Orem, UT, 84097
  • Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending