USDA and FHA Pro and Con in Lamesa, Dawson County, TX
During 2026, the USDA loan limit for Lamesa in Dawson, TX, is $336,500, while the FHA limit for a single-family home amounts to $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current top USDA vs. FHA rates, establishing the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Lamesa, Dawson, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lamesa, TX
Lendersa® aims to swiftly secure for you the optimal USDA or FHA loan without hassle. Begin with one of the three pathways that align you with lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is intended for rural areas only. FHA loans require a minimum 3.5% down payment, whereas USDA loans demand no down payment at all.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
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Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.
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ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
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