USDA and FHA Pro and Con in Bishop, Nueces County, TX

Throughout 2025, the USDA loan limit for Bishop, in Nueces county, TX, is $336,500, whereas the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA vs. FHA rates available today, and to determine the requisite income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side-by-side to select the most suitable program for your financial situation in Alabama.

Examine loan offers from a wide range of 100 lenders

2025 Loan Limits and Down Payment Details in Bishop, Nueces, TX

Type of Loan Loan Ceiling Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bishop, TX

Lendersa® aims to quickly deliver the best USDA or FHA loans without hassle. Choose from three starting pathways that connect you with appropriate lenders and USDA loan programs.

Results of Lendersa's USDA loan inquiries and matches

Clarifying What a USDA Loan Is in TX

A USDA home loan, guaranteed by the Department of Agriculture, otherwise known as a USDA rural development loan or mortgage, is only offered in rural neighborhoods. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment, increasing accessibility for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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