USDA Vs. FHA your options comparison in Alice, Jim Wells County, TX
In the year 2025, the set USDA loan limit in Alice, within the county of Jim Wells, TX, is $336,500. In comparison, the FHA loan limit for a single-family house is established at $472,030.
Use the Lendersa® USDA loan calculator to analyze and contrast today's most competitive USDA versus FHA rates. This tool aids in identifying the necessary income level, credit status, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine which option in is the most suitable for your unique financial circumstances.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Alice, County of Jim Wells, TX
Type of Loan
Established Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
A Review of USDA and FHA Loan Options in Alice, TX
Lendersa® is committed to swiftly linking you with the most optimal USDA or FHA loan solutions, free from hassle. You can select from three starting paths that result in matching lenders with appropriate USDA loan programs.
A USDA home loan is a type of government-backed mortgage endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan. This particular financing option is exclusively available for properties located within rural communities. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgage loans offer a significant advantage by eliminating the need for any down payment, making it a compelling choice for eligible buyers in rural areas.
These loans can substantially lower the barriers to homeownership by offering potentially lower interest rates and decreased mortgage insurance costs, enhancing the affordability and accessibility of home loans for those seeking properties in rural locations.
At Leader One Financial, we help people with their home financing every day. If you are thinking about buying or refinancing a home in Indiana then you’ve found the right place! Feel free to browse around our website and if you’re ready you can apply with our secure loan application and we’ll give you a call to review your home financing options.
United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.
The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
Canals & Trails Credit Union was established in 1959 as Lockport Schools Credit Union. As the community of Lockport grew and the population expanded, Lockport Schools Credit Union changed its name to Tri-Township Schools Federal Credit Union. In addition to serving school districts in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen
Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.
The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978
Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.
Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.
