In the year 2025, the set USDA loan limit in Alice, within the county of Jim Wells, TX, is $336,500. In comparison, the FHA loan limit for a single-family house is established at $472,030.
Use the Lendersa® USDA loan calculator to analyze and contrast today's most competitive USDA versus FHA rates. This tool aids in identifying the necessary income level, credit status, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine which option in is the most suitable for your unique financial circumstances.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Alice, County of Jim Wells, TX
Type of Loan
Established Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
A Review of USDA and FHA Loan Options in Alice, TX
Lendersa® is committed to swiftly linking you with the most optimal USDA or FHA loan solutions, free from hassle. You can select from three starting paths that result in matching lenders with appropriate USDA loan programs.
A USDA home loan is a type of government-backed mortgage endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan. This particular financing option is exclusively available for properties located within rural communities. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgage loans offer a significant advantage by eliminating the need for any down payment, making it a compelling choice for eligible buyers in rural areas.
These loans can substantially lower the barriers to homeownership by offering potentially lower interest rates and decreased mortgage insurance costs, enhancing the affordability and accessibility of home loans for those seeking properties in rural locations.
We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
The mission of Correctional Workers Federal Credit Union is to provide its members with professional, competent financial services. The Credit Union is committed to providing the best possible rates and servicing of the member owners while continuing to build a strong capital base. We will work together to help our members attain financial security
My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future.
All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
