USDA Vs. FHA Pro and Con comparison in Kingsville, Kleberg County, TX
In the year 2025, the USDA loan cap for Kingsville, located in Kleberg county, TX, is $336,500. In contrast, the FHA loan limit for single-family homes stands at $472,030. These limits indicate the maximum borrowing amounts available in these categories for the given region.
The Lendersa® USDA loan calculator helps you compare current USDA and FHA best rates, assessing income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision about which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Kingsville, Kleberg, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Kingsville, TX
Lendersa® is committed to securing the best possible USDA or FHA loan quickly and without complications. You can begin with one of three pathways to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment at all.
Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
Our mortgage experts treat you with the respect due a valued customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So here is our promise to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.
CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.
