USDA and FHA Pro and Con in Kingsville, Kleberg County, TX

In the year 2025, the USDA loan cap for Kingsville, located in Kleberg county, TX, is $336,500. In contrast, the FHA loan limit for single-family homes stands at $472,030. These limits indicate the maximum borrowing amounts available in these categories for the given region.

The Lendersa® USDA loan calculator helps you compare current USDA and FHA best rates, assessing income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision about which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Kingsville, Kleberg, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Kingsville, TX

Lendersa® is committed to securing the best possible USDA or FHA loan quickly and without complications. You can begin with one of three pathways to find matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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