USDA Vs. FHA your options comparison in Brackettville, Kinney County, TX

In 2025, the USDA loan limit for Brackettville, located in Kinney county, TX, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and necessary documents needed for qualification. Using our comprehensive mortgage calculator, you can review USDA, FHA, Conforming, and VA loan programs side by side, assisting you in selecting which plan in is best suited for your financial situation.

Examine loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Brackettville, County of Kinney, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brackettville, TX

Lendersa® is committed to quickly securing the optimal USDA or FHA loan for you, without unnecessary hassle. Choose from one of three starting points that link you with matching lenders and USDA loan offerings.

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Understanding USDA Loans in TX

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and solely available within rural communities. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Summit Point Financial Group, Inc.
  • 2535 Kettner Boulevard, Suite 2A5, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Security Mortgage
  • 108 Ivy Street, San Diego, CA, 92101
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financial needs. Whether you are a first time or seasoned home buyer purchasing your dream home,
  • La Jolla Real Estate Services
  • 925 B Street, Suite 403, San Diego, CA, 92101
  • At La Jolla Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest
  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,
  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
  • RanchoTed
  • 710 W. Ivy St, San Diego, CA, 92101
  • The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
  • Mortgage Lending Consulting
  • 4542 Ruffner Street, Suite 240, San Diego, CA, 92111
  • Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
  • Pacific Southwest Realty Services
  • 7675 Dagget Street, Suite 330, San Diego, CA, 92111
  • Our Mission is to Providing trusted and knowledgeable commercial real estate financial solutions since 1972. As one of the largest privately held commercial real estate finance companies in the western United States, Pacific Southwest Realty Services (PSRS) has anchored its success by delivering financing that matches your needs.
  • Integrity Mortgage Group
  • 9683 Tierra Grande St, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Morgan Home Loan Funding Corp
  • 8996 Miramar Road, Suite 230, San Diego, CA, 92126
  • Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,