In the year 2025, the USDA loan ceiling in Elm-Creek, county of Maverick, TX is $285,000, whereas the FHA cap for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate USDA and FHA rates today, as well as to determine the necessary income, credit score, reserve funds, and documentation to qualify. This advanced tool allows for side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you select the best option for your financial needs in
Review loan options from a pool of 100 lenders
| Type of Loan | Cap Amount | Initial Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional | $548,250 | 3% |
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loans quickly and with minimal fuss. Start with one of three paths to find lenders that match USDA programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development mortgage, is exclusively available in rural regions. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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