USDA VS FHA in Cienegas-Terrace, Val Verde County, TX
In 2026, for Cienegas-Terrace in Val Verde County, TX, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to contrast today's top USDA and FHA rates, determining the needed income, credit, reserves, and documents for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program in that best fits your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Cienegas-Terrace, Val Verde County, TX
Loan Category
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cienegas-Terrace, TX
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
We want to welcome you to Junction National Bank's website! We hope our website provides valuable information to you either as a customer, or as a prospective customer. We hope your visit to our site is pleasant and informative and as always, we welcome your thoughts and suggestions.
The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.
