USDA Vs. FHA your options comparison in Cienegas-Terrace, Val Verde County, TX
In 2025, for Cienegas-Terrace in Val Verde County, TX, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to contrast today's top USDA and FHA rates, determining the needed income, credit, reserves, and documents for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program in that best fits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Cienegas-Terrace, Val Verde County, TX
Loan Category
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cienegas-Terrace, TX
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
At First National Bank of North Arkansas we are known as “the old bank with new ideas”. Having been in business since 1889, we have seen a lot of changes in banking. Through these changes we continue to strive to provide our customers with all of the necessary resources to make their experience the best.
Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
