USDA Vs. FHA your options comparison in Cienegas-Terrace, Val Verde County, TX
In 2025, for Cienegas-Terrace in Val Verde County, TX, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to contrast today's top USDA and FHA rates, determining the needed income, credit, reserves, and documents for qualification. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the program in that best fits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Cienegas-Terrace, Val Verde County, TX
Loan Category
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cienegas-Terrace, TX
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
Dio Real Estate, we are here to simplify this complex process to make it as smooth and as easy for you as possible. We pride ourselves on excellent customer service, connecting you with loan officers who can offer you the best market rates and exceptional solutions that will meet your overall needs
17785 Center Court Drive North, Suite 120, Cerritos, CA, 90703
Headquartered in Cerritos, California and located at the cusp of Orange County, Beacon Hillcrest has been providing solutions that meet the complex needs of both sellers and buyers of residential and commercial properties. At Beacon Hillcrest, we value Client-Based Relationships, Personal Excellence, Continuous Improvement, Working Together.
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
brooksmortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also Brooks Mortgage Inc our mission is to set a high standard in the mortgage industry you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact
17100 Norwalk Boulevard, Suite 112, Cerritos, CA, 90703
Platinum West Funding full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance and construction lending. We have access to a full range of mortgage products. All our lending specialists are dedicated to finding the right loan-with the best rates.
Merit Capital Mortgage our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a low interest rate, purchase a new home mortgage.
17315 Studebaker Road, Suite 300A, Cerritos, CA, 90703
Republic Lending is a family owned and operated company based in La Palma, California. Our company is founded by ambition to the Mortgage industry. We are a small firm with competitive rates and various mortgage products solutions. We are proud to celebrate our continue success in the mortgage industry
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
At Maximum Lending, we understand that a mortgage is a big commitment, which is why we are committed to working with our customers one-on-one in order to get them the right loan and the right terms to fit their specific situation. We at Maximum Lending would appreciate the opportunity to assist you during your journey to home ownership.
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.
