USDA and FHA Pro and Con in Rosita, Maverick County, TX

In 2026, the USDA loan limit in Rosita, county of Maverick, TX is fixed at $336,500, while for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates, finding out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose which in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Rosita, County of Maverick, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Rosita, TX

Lendersa® aims to swiftly connect you with the best possible USDA or FHA loan, free of hassle. Choose one from three starting paths to find matching lenders and explore USDA loan programs.

Visual of Lendersa USDA loan request and matching outcomes

What Exactly is a USDA Loan in TX?

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rosita Lenders

  • Capital Bank of Texas
  • 200 North Fifth Street, Carrizo Springs, TX, 78834
  • Lends in Texas
  • Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.

  • Falcon International Bank
  • 7718 Mcpherson Rd, Building F, Laredo, TX, 78045
  • Lends in Texas
  • Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te

  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • Lends in Texas
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.

  • Texas Community Bank
  • 6721 Mcpherson Road, Laredo, TX, 78041
  • Lends in Texas
  • Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.

  • South Texas regional fcu
  • 220 W Hillside Road, Suite 15, Laredo, TX, 78041
  • Lends in Texas
  • The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration.

    We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.

  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • Lends in Texas
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.

  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Lends in Texas
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.

    On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.

  • The Bank and Trust, S.S.B.
  • 1200 Avenue F, Del Rio, TX, 78840
  • Lends in Texas
  • In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars

  • Border Federal Credit Union
  • 2211 N Bedell Avenue, Del Rio, TX, 78840
  • Lends in Texas
  • Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families