USDA Vs. FHA your options comparison in Del-Rio, Val Verde County, TX

In 2025, the USDA loan limit in Del-Rio, situated in Val Verde county, TX, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Lendersa® offers a USDA loan calculator for comparing today's top USDA against FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most fitting program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Del-Rio, County of Val Verde, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Del-Rio, TX

Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Liberty Realty Capital
  • 1611 South Utica, Suite 102, Tulsa, OK, 74104
  • Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
  • OK Members First Federal Credit Union
  • 10832 E 31st Street, Tulsa, OK, 74146
  • Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
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  • 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
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  • Centinel Bank of Taos
  • 512 Paseo Del Pueblo Sur, Taos, NM, 87571
  • At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
  • Dimond Mortgage
  • 705A Paseo del Pueblo Sur, Taos, NM, 87571
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