USDA VS FHA in Del-Rio, Val Verde County, TX

In 2025, the USDA loan limit in Del-Rio, situated in Val Verde county, TX, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Lendersa® offers a USDA loan calculator for comparing today's top USDA against FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most fitting program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Del-Rio, County of Val Verde, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Del-Rio, TX

Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Houston Metropolitan Federal Credit Union
  • 608 East Tidwell Road, Houston, TX, 77022
  • Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
  • STOREHOUSE MORTGAGE LLC
  • 25700 I-45 North, Suite 400, The Woodlands, TX, 77386
  • We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
  • Brownsville City Employees Federal Credit Union
  • 1001 E Elizabeth Street, Brownsville, TX, 78520
  • The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
  • Community Loan Center Corporation
  • 642 East Washington Street, Brownsville, TX, 78520
  • Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.