USDA Vs. FHA Pro and Con comparison in Del-Rio, Val Verde County, TX

In 2025, USDA loan limit in Del-Rio, county of Val Verde, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Del-Rio, county of Val Verde, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Del-Rio, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2356 W 8th Court, Hialeah, FL, 33010
  • Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more. Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
  • The Mortgage Firm
  • 319 A East Woolbright Road, Boynton Beach, FL, 33435
  • The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.
  • The Borrowing Club
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  • We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us
  • Streamline Financial Group, Inc.
  • 1240 South Federal Highway, Boynton Beach, FL, 33435
  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.
  • Hamilton Home Loans
  • 1499 Palmetto Park Road, Suite 109, Boca Raton, FL, 33486
  • Hamilton Home Loans is a national mortgage lending firm recognized for outstanding customer service. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
  • Yarrow Financial
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  • Yarrow is here to serve both growing and established companies across every industry. From the public to private sector, our top priority is to give our clients the financial solutions they need to continue and grow their success. That’s why we offer a variety of useful services, including vendor programs.
  • New Home Mortgage Group LLC
  • 782 Northwest 42 Avenue, Suite 330, Miami, FL, 33126
  • At New Home Mortgage Group we get lenders to compete for your business. That means you get to compare multiple quotes from competing lender all in one place, saving you time and money. We are three loan officers who join forces with many years of experiance to vey service our client reducing closing cost
  • Relax Mortgage
  • 777 Nw 72nd Ave, Suite 1097, Miami, FL, 33126
  • Relax Mortgage, Ana Sanz, your Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. Ana erve as the principal Loan Officer/Mortgage Broker for Relax Mortgage, dba: Mortgage R’Us, Corp. as well as to the Real Estate Broker for Straight 2 The Point Realty with over 25 years of experience.