USDA Vs. FHA your options comparison in Cleburne, Johnson County, TX
As of 2026, the USDA loan limit in Cleburne, located in the county of Johnson, TX, is $360,600. By contrast, the FHA limit for a single-family home is $531,300.
Leverage the Lendersa® USDA loan calculator to assess today’s USDA versus FHA rates, establishing the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Cleburne, County of Johnson, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cleburne, TX
Lendersa® strives to help you obtain the best USDA or FHA loan promptly and without hassle. Start with one of three approaches to match with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company.
The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
Powell Schools Federal Credit Union has been open since 1959. It's the 21st largest credit union in Wyoming with assets totaling $3.07 Million & providing banking services to more than 400 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member grou
First Bank of Wyoming is a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana. Glacier proudly operates individual bank divisions that provide world-class financial services to individuals and businesses throughout the Western U.S.
The team here at Community Valley Bank strives to provide the best service possible to our customers. Come visit with one of our team members to see if we can provide your needs for you! At Community Valley Bank, we understand the personal nature of your financial decisions. We offer a complete menu of deposit, lending, and investment products.
Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.
As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
