USDA and FHA Pro and Con in Cleburne, Johnson County, TX
As of 2025, the USDA loan limit in Cleburne, located in the county of Johnson, TX, is $360,600. By contrast, the FHA limit for a single-family home is $531,300.
Leverage the Lendersa® USDA loan calculator to assess today’s USDA versus FHA rates, establishing the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Cleburne, County of Johnson, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cleburne, TX
Lendersa® strives to help you obtain the best USDA or FHA loan promptly and without hassle. Start with one of three approaches to match with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
Charles Samuels established Maricopa County Employees Federal Credit Union in 1954 for the purpose of serving county employees. The first par value was $5 & loans were no more than $50. The main credit union office is still located in its founding building. In December 2002, Sun Catholic Credit Union merged into the credit union adding its field of
Lake Forest Bank & Trust Company, National Association
727 N. Bank Lane, Lake Forest, IL, 60045
Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.
Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
TruPartner Credit Union is the result of the merger of Communicating Arts Credit Union and Cincinnati Central Credit Union. TruPartner will use more than 150 years of combined experience to educate the public about the "People Helping People" mission of credit unions; the not-for-profit, member owned difference between us.
First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
