In 2026, the USDA loan limit for Cameron within Milam county, TX is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today, evaluating the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side to help determine the best suited program in <Alabama> for your financial profile.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose one of the three starting options to align with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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