USDA Vs. FHA your options comparison in Cameron, Milam County, TX

In 2025, the USDA loan limit for Cameron within Milam county, TX is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today, evaluating the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side to help determine the best suited program in <Alabama> for your financial profile.

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2025 Loan Limits and Down Payment Requirements in Cameron, Milam County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Cameron, TX

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and efficiently. Choose one of the three starting options to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NSB Mortgage
  • 14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
  • At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
  • LM2 Investment Group
  • 9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
  • "The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years. We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
  • Kenwood Mortgage Investments
  • 7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
  • "Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday. Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
  • Del Mar Financial & Investments, L.L.C.
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money"​ lending, we offer creative lending solutions that fall outside the "box"​ of traditional bank and conventional lending sources. We are more expensive than a bank, however
  • Hard Money Lenders Arizona
  • 7621 E. Gray Road, Suite B2, Phoenix, AZ, 85260
  • Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
  • Hanson Capital
  • 7621 E. Gray Road. Suite B2, Scottsdale, AZ, 85260
  • Hanson Capital Group is a team of commercial real estate experts with a combined 50+ years of experience in the industry, offering a unique approach to investing in commercial real estate. We specialize in net lease, development and repositions, and offer a wide range of finance options from hard money and bridge loans.
  • Landings Credit Union
  • 2800 S Mill Ave, Tempe, AZ, 85282
  • Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
  • Inventive Home Lending
  • 1400 E. Southern Ave, Suite 615, Tempe, AZ, 85282
  • We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application