In 2026, the USDA loan cap for Rockdale in Milam county, TX, is $336,500, whereas the FHA cap for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's top USDA vs FHA rates and ascertain the required income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options, helping you choose the best program in <Alabama> for your financial situation.
2026 Loan Limits and Down Payment Requirements in Rockdale, Milam County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rockdale, TX
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting methods that will match you with lenders and USDA loan programs.
The USDA home loan, or USDA rural development loan, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering a more accessible option.
Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.
Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.
First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
Waymaker Mortgage was founded in 2017 by entrepreneur Scottie Campbell, a mortgage loan officer and visionary leader with over a decade of mortgage lending experience. Scottie and Natalie Campbell are passionately driven to help as many families as possible to achieve their American Dream of homeownership and build generational wealth.
Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
