USDA Vs. FHA your options comparison in Rockdale, Milam County, TX
In 2025, the USDA loan cap for Rockdale in Milam county, TX, is $336,500, whereas the FHA cap for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's top USDA vs FHA rates and ascertain the required income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options, helping you choose the best program in <Alabama> for your financial situation.
2025 Loan Limits and Down Payment Requirements in Rockdale, Milam County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rockdale, TX
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting methods that will match you with lenders and USDA loan programs.
The USDA home loan, or USDA rural development loan, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering a more accessible option.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
MCNB is 100% locally owned and operated by people of McCurtain County. MCNB was established after seeing the opportunity of offering a competitive advantage to our customers. Since our opening in 1982 in Idabel, with deposits of 1 million dollars, MCNB has grown to an institution in excess of 100 million dollars, with banks in Idabel
Community State Bank operates as a full-service bank. The Bank accepts deposits, makes loans, and provides other services for the public. Community State Bank has a wide array of services to meet your every day needs. We have simplied personal banking that you can access anytime.
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
