USDA Vs. FHA your options comparison in Caldwell, Burleson County, TX
In 2025, the USDA loan limit for Caldwell in the county of Burleson, TX, is set at $336,500, while the FHA loan limit for a single-family home is $472,030. Understanding these limits is crucial for prospective homebuyers, as they impact the potential financing and affordability of homes in these specific regions.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, and identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in suits your financial situation best. This comprehensive tool ensures that you choose the best possible financing option based on your unique needs and goals.
2025 Loan Limits and Downpayment Requirements in Caldwell, Burleson County, TX
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits reflect economic conditions and policy decisions aimed at facilitating informed purchasing decisions that best align with your financial capabilities and aspirations for homeownership.
Exploring USDA and FHA Loan Options in Caldwell, TX
Lendersa®'s mission is to provide you with a straightforward pathway to securing the ideal USDA or FHA loan expediently and without unnecessary stress. Choose from three initial pathways designed to match your needs with lenders and USDA loan solutions.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for buyers in rural areas by reducing the initial financial barrier to homeownership considerably.
At First National Bank of North Arkansas we are known as “the old bank with new ideas”. Having been in business since 1889, we have seen a lot of changes in banking. Through these changes we continue to strive to provide our customers with all of the necessary resources to make their experience the best.
At CS Investment Services, we realize that selecting a financial advisor is no easy task. With that in mind, we created these pages to help you understand us & our process better. After you’ve completed your online research, we encourage you to contact us & establish an appointment so we can answer any questions.
The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.
The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
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FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.
In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
Intercorp Credit Union is a full-service not-for-profit cooperative financial institution that operates to ensure the security and prosperity of its members and employees.
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The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.
