In 2026, the USDA loan limit for Caldwell in the county of Burleson, TX, is set at $336,500, while the FHA loan limit for a single-family home is $472,030. Understanding these limits is crucial for prospective homebuyers, as they impact the potential financing and affordability of homes in these specific regions.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, and identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in suits your financial situation best. This comprehensive tool ensures that you choose the best possible financing option based on your unique needs and goals.
2026 Loan Limits and Downpayment Requirements in Caldwell, Burleson County, TX
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits reflect economic conditions and policy decisions aimed at facilitating informed purchasing decisions that best align with your financial capabilities and aspirations for homeownership.
Exploring USDA and FHA Loan Options in Caldwell, TX
Lendersa®'s mission is to provide you with a straightforward pathway to securing the ideal USDA or FHA loan expediently and without unnecessary stress. Choose from three initial pathways designed to match your needs with lenders and USDA loan solutions.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for buyers in rural areas by reducing the initial financial barrier to homeownership considerably.
Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
In 1961, ten employees from the United State Post Office and the United States Department of Agriculture each made an investment to purchase a share of ownership in the newly chartered credit union called Brazos County Federal Employees Credit Union. This credit union was established by its members to serve the federal employees from USPS, USDA.
Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
Lends in Texas
1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
Lends in Texas
At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.
Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.
First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
