USDA Vs. FHA your options comparison in Caldwell, Burleson County, TX
In 2025, the USDA loan limit for Caldwell in the county of Burleson, TX, is set at $336,500, while the FHA loan limit for a single-family home is $472,030. Understanding these limits is crucial for prospective homebuyers, as they impact the potential financing and affordability of homes in these specific regions.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, and identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in suits your financial situation best. This comprehensive tool ensures that you choose the best possible financing option based on your unique needs and goals.
2025 Loan Limits and Downpayment Requirements in Caldwell, Burleson County, TX
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits reflect economic conditions and policy decisions aimed at facilitating informed purchasing decisions that best align with your financial capabilities and aspirations for homeownership.
Exploring USDA and FHA Loan Options in Caldwell, TX
Lendersa®'s mission is to provide you with a straightforward pathway to securing the ideal USDA or FHA loan expediently and without unnecessary stress. Choose from three initial pathways designed to match your needs with lenders and USDA loan solutions.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for buyers in rural areas by reducing the initial financial barrier to homeownership considerably.
Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.
The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
