In 2026, the USDA loan limit for Caldwell in the county of Burleson, TX, is set at $336,500, while the FHA loan limit for a single-family home is $472,030. Understanding these limits is crucial for prospective homebuyers, as they impact the potential financing and affordability of homes in these specific regions.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, and identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment Required |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
These limits reflect economic conditions and policy decisions aimed at facilitating informed purchasing decisions that best align with your financial capabilities and aspirations for homeownership.
Lendersa®'s mission is to provide you with a straightforward pathway to securing the ideal USDA or FHA loan expediently and without unnecessary stress. Choose from three initial pathways designed to match your needs with lenders and USDA loan solutions.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for buyers in rural areas by reducing the initial financial barrier to homeownership considerably.
Enter your location to find out if it qualifies for USDA rural housing loan?
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