USDA Vs. FHA your options comparison in Hearne, Robertson County, TX
In the year 2025, the USDA loan limit set for Hearne, nestled in Robertson county, TX, is $336,500. On the other hand, the FHA limit for a single-family home stands at $472,030. These limits are vital for prospective buyers as they determine the range of financing available, impacting overall affordability and purchasing choices within these regions.
Utilize the Lendersa® USDA loan calculator to effectively assess and contrast the top rates between USDA and FHA loans available today. This tool helps establish the necessary income, credit score, reserves, and documents required to qualify for a loan. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. By doing so, it aids you in identifying which program in best aligns with your unique financial situation. Such an in-depth comparison equips you with the insights needed to make a well-informed choice.
2025 Loan Limits and Downpayment Requirements in Hearne, Robertson County, TX
Loan Type
Loan Limit
Down Payment Amount
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits reflect broader economic conditions and policy decisions, offering guidance to buyers in making wise financial choices that support their homeownership aspirations in line with their financial plans.
Diverse USDA and FHA Loan Options in Hearne, TX
The primary mission of Lendersa® is to facilitate a seamless process in securing the best USDA or FHA loan for you, devoid of complications. Begin by choosing one of three initial pathways designed to align your needs with the most suitable lenders and complementary USDA loan strategies. These carefully catered pathways simplify an otherwise complex journey, granting clear direction towards an ideal mortgage solution tailored just for you.
A USDA home loan, frequently called the USDA rural development loan or simply a USDA mortgage, is endorsed by the U.S. Department of Agriculture. Available exclusively for purchases in rural areas, this loan eliminates the need for a down payment, which sets it apart from FHA loans that require at least a 3.5% down payment. This feature makes USDA loans particularly appealing by decreasing the upfront costs of homeownership, thereby easing the process of acquiring property in rural communities.
Bank of the Panhandle is a community bank. Since 1976 we have been serving the needs of Guymon and the surrounding panhandle region. You'll find our officers and employees efficient, knowledgeable and caring people who will listen to customers needs. Bank of the Panhandle is a strong, independent bank serving the needs of Guymon and the Panhandle.
Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.
HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
"Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.
We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.
Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
Our mission is to financially counsel and serve members of the health care community with a full range of quality financial services which are competitive, and promote the financial well-being of our membership and the overall safety and soundness of our organization. HealthNet Federal Credit Union was founded in 1955 to serve the financial needs.
