USDA Vs. FHA Pro and Con comparison in Canyon-Lake, Comal County, TX

In 2025, the USDA loan limit for Canyon-Lake, located in the county of Comal, TX, is $322,900, while for a single-family home, the FHA limit is $403,650.

With Lendersa® USDA loan calculator, you can contrast today's leading USDA and FHA rates. Assess the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Canyon-Lake, Comal, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Canyon-Lake, TX

Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and straightforwardly. Select one of three pathways that connect you with matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Palermo Financial Group
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  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
  • AS IS LOANS
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  • AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
  • Banesco USA Coral Gables
  • 2980 NE 207th Street, Suite 106, Aventura, FL, 33180
  • With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the ​community​ we serve​​, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
  • Rok Lending
  • 19790 W. Dixie Highway, PH1, Miami, FL, 33180
  • Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
  • ameriloans residential mortgage
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  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Q Kapital Group Corp
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  • LendersUSAcom Inc
  • 21666 Marigot Dr., Boca Raton, FL, 33180
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Secured Financial Mortgage Inc
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  • We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
  • Pordes Mortgage Group Inc
  • 21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
  • Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
  • KalbAdvisors Mortgage Solutions LLC
  • 20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
  • To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
  • Mayer Capital FS Inc
  • 20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
  • Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
  • Secured Horizon Financial Group Inc
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