USDA VS FHA in Canyon-Lake, Comal County, TX

In 2026, the USDA loan limit for Canyon-Lake, located in the county of Comal, TX, is $322,900, while for a single-family home, the FHA limit is $403,650.

With Lendersa® USDA loan calculator, you can contrast today's leading USDA and FHA rates. Assess the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial situation.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Canyon-Lake, Comal, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Canyon-Lake, TX

Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and straightforwardly. Select one of three pathways that connect you with matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Canyon-Lake Lenders

  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • Lends in Texas
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans.

    We do VA, FHA, conventional, jumbo and investment loans.

    We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork

    We can Pre Approve your Land, Construction and Final Loan in one stop."

  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • Lends in Texas
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.

  • Kellibrooke Mortgage Partners, LLC
  • 140 Living Oak Cove, San Marcos, TX, 78666
  • Lends in Texas
  • Kellibrooke Mortgage Partners, LLC is an Austin-based Texas residential mortgage brokerage operated by Case Laviolette. Kellibrooke shops eligible borrower scenarios across a wholesale lender network for purchase and refinance financing, including conventional, FHA, VA, USDA, jumbo, self-employed, bank-statement and investor programs.

  • Blue Sky Mortgage Company
  • 2700 Hunter Rd, Suite B, San Marcos, TX, 78666
  • Lends in Texas
  • Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Elite Mortgage Services
  • 1247 JDJ, New Braunfels, TX, 78132
  • Lends in Texas
  • Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.

  • County Line Mortgage
  • 737 San Mateo, New Braunfels, TX, 78132
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • Lends in Texas
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.

  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Lends in Texas
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Lends in Texas
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G