USDA Vs. FHA your options comparison in Kyle, Hays County, TX
In 2025, the USDA loan threshold in Kyle, located in the county of Hays, TX, is $386,400. Meanwhile, the FHA limit for a single-family residence is $571,550.
Utilize Lendersa® USDA loan calculator to compare the current top USDA against FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side assessment of USDA, FHA, Conforming, and VA options, helping you choose the most fitting program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Kyle, County of Hays, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Considering USDA and FHA Loan Options in Kyle, TX
The focus of Lendersa® is to efficiently secure you the best USDA or FHA loan with ease. Select one of three options to connect with lenders and delve into USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA loan does not require any down payment at all.
Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
VIP Realty Group, Inc. is a large contingent of Realtors in the SW Florida area. We have offices in Fort Myers, Naples, Sanibel Island & Captiva Island, and Fort Myers Beach. We have many agents with certain specialties, so if you have a specific product that you would like to bring to the marketplace
We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.
The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
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