In 2026, the USDA loan threshold in Kyle, located in the county of Hays, TX, is $386,400. Meanwhile, the FHA limit for a single-family residence is $571,550.
Utilize Lendersa® USDA loan calculator to compare the current top USDA against FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side assessment of USDA, FHA, Conforming, and VA options, helping you choose the most fitting program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $386,400 | 0% | |
| FHA | $571,550 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The focus of Lendersa® is to efficiently secure you the best USDA or FHA loan with ease. Select one of three options to connect with lenders and delve into USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA loan does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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