USDA Vs. FHA your options comparison in Kyle, Hays County, TX
In 2025, the USDA loan threshold in Kyle, located in the county of Hays, TX, is $386,400. Meanwhile, the FHA limit for a single-family residence is $571,550.
Utilize Lendersa® USDA loan calculator to compare the current top USDA against FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side assessment of USDA, FHA, Conforming, and VA options, helping you choose the most fitting program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Kyle, County of Hays, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Considering USDA and FHA Loan Options in Kyle, TX
The focus of Lendersa® is to efficiently secure you the best USDA or FHA loan with ease. Select one of three options to connect with lenders and delve into USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA loan does not require any down payment at all.
Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending
7300 Lone Star Drive, Suite C200, Plano, TX, 75024
Dox Home Lending Finding and securing a mortgage with low rates can present unique challenges, and there is no one-size-fix-all solution. You want to overcome those challenges, but you find yourself sifting through hundreds of websites trying to find the best rates with a company that cares about your unique story
Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
6847 Communications Parkway, Suite 710, Plano, TX, 75024
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
