USDA Loan Vs. FHA loan for Woodcreek, TX [Hays County ]

In 2025, within Woodcreek, county of Hays, TX, the USDA loan limit is $386,400, whereas the FHA loan limit stands at $571,550 for a single-family home.

Utilize Lendersa®'s USDA loan calculator for comparing the most competitive USDA and FHA rates available today. This helps in determining income, credit, reserves, and the necessary documents for qualification. With our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best solution for your unique financial scenario in .

Options for USDA and FHA Loans in Woodcreek, TX

Lendersa® is dedicated to swiftly and smoothly securing the best possible USDA or FHA loan for you. Begin with one of three approaches to align with matching lenders and USDA loan offerings.

Results for Lendersa USDA loan request and matching

Understanding the USDA Loan in TX

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(432) 267-6373 Lender's profile and map Reviews Citizens Federal Credit Union 701 E FM 700, Big Spring, TX, 79720 Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
(432) 264-2100 Lender's profile and map Reviews The State National Bank of Big Spring 901 Main Street, Big Spring, TX, 79720 Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
(940) 989-3505 Lender's profile and map Reviews The First National Bank of Aspermont 136 West 7th Street, Aspermont, TX, 79502 Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
(800) 829-2274 Lender's profile and map Reviews WEICHERT FINANCIAL SERVICES 225 Littleton Road, Morris Plains, NJ, 79502 Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
(409) 962-3434 Lender's profile and map Reviews Golden Triangle Federal Credit Union 5211 E Parkway, Groves, TX, 77619 Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
(409) 729-3075 Lender's profile and map Reviews Port Arthur Teachers Federal Credit Union 3001 Jimmy Johnson Boulevard, Port Arthur, TX, 77642 Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.
(409) 729-7938 Lender's profile and map Reviews Port Arthur Community Federal Credit Union 3100 Central Mall Drive, Port Arthur, TX, 77642 Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
(903) 657-1466 Lender's profile and map Reviews Texas Bank Henderson TX 1120 Highway 79 North, Henderson, TX, 75652 Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
(903) 657-8521 Lender's profile and map Reviews VeraBank 201 W. Main St., Henderson, TX, 75652 At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
(303) 972-9800 Lender's profile and map Reviews SOUTH PARK MORTGAGE LLP SK 12-A Lake Cherokee, Henderson, TX, 75652 The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(409) 221-6777 Lender's profile and map Reviews First State Bank of Texas 4039 Ih 10 East, Orange, TX, 77630 First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
(409) 988-1300 Lender's profile and map Reviews Sabine Federal Credit Union 1939 Strickland Drive, Orange, TX, 77630 Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.