USDA Loan Vs. FHA loan for Woodcreek, TX [Hays County ]

In 2025, USDA loan limit in Woodcreek, county of Hays, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodcreek, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(618) 530-7878 Lender's profile and map Reviews Qualify 4 mortgage 2245 Pontoon Rd, Granite City, IL, 62040 Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
(618) 632-3595 Lender's profile and map Reviews Bank of O'Fallon 901 S. Lincoln Ave., O Fallon, IL, 62269 The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
(618) 593-3608 Lender's profile and map Reviews Delmar Mortgage 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269 Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.
(660) 951-8432 Lender's profile and map Reviews farmbank 701 North Pearl Street, Milan, MO, 63556 farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
(308) 452-3225 Lender's profile and map Reviews Town & Country Bank. 423 Grand Ave, Ravenna, NE, 68869 We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
(866) 618-2675 Lender's profile and map Reviews Bank of the San Juans 144 E. Eighth St, Durango, CO, 81301 Bank of the San Juans began in 1998 as a start-up with Durango community investors. Over the ensuing two decades, the bank has grown into a robust organization across Colorado, with 20 locations in 14 communities and 200+ employees. In 2008, the bank joined the Glacier family of banks and operates.
(239) 438-6432 Lender's profile and map Reviews Sinberg Capital Lending 1099 Main Ave, Suite 300, Durango, CO, 81301 At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
(970) 828-1610 Lender's profile and map Reviews ANIMAS MOUNTAIN MORTGAGE INC. 900 Main Avenue, Suite 200, Durango, CO, 81301 Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
(618) 327-3316 Lender's profile and map Reviews Nashville Savings Bank 209 East Lebanon Street, Nashville, IL, 62263 Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.
(931) 433-1708 Lender's profile and map Reviews Bank of Lincoln County Fayetteville 307 College St E, Fayetteville, TN, 37334 Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
(308) 485-4232 Lender's profile and map Reviews Pathway Bank 306 High Street, Cairo, NE, 68824 Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
(256) 241-1092 Lender's profile and map Reviews Southern States Bank 615 Quintard Avenue, Anniston, AL, 36201 Southern States Bank, The Common Sense Bank, is a true community bank that understands the value of providing our customers with the very best in banking products & services. Our seasoned banking professionals are local people you know & trust, committed to our mission of giving you the personal attention & service you should expect from your bank.