In 2026, the USDA loan limit in San-Marcos, county of Hays, TX is $333,000, whereas the FHA limit is $416,300 for a single-family home.
Use Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial scenario in Alabama.
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| Type | Limit | Down Payment | |
| USDA | $333,000 | 0% | |
| FHA | $416,300 | 3.5% | |
| Conforming | $548,250 | 3% |
Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Start with one of three options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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