USDA Vs. FHA Pro and Con comparison in San-Marcos, Hays County, TX
In 2025, the USDA loan limit in San-Marcos, county of Hays, TX is $333,000, whereas the FHA limit is $416,300 for a single-family home.
Use Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial scenario in Alabama.
Loan Limits and Down Payment Details for 2025 in San-Marcos, County of Hays, TX
Type
Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conforming
$548,250
3%
USDA and FHA Loan Choices in San-Marcos, TX
Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Start with one of three options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011
DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
