In 2026, the USDA loan limit in San-Marcos, county of Hays, TX is $333,000, whereas the FHA limit is $416,300 for a single-family home.
Use Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial scenario in Alabama.
Loan Limits and Down Payment Details for 2026 in San-Marcos, County of Hays, TX
Type
Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conforming
$548,250
3%
USDA and FHA Loan Choices in San-Marcos, TX
Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Start with one of three options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment.
Kellibrooke Mortgage Partners, LLC is an Austin-based Texas residential mortgage brokerage operated by Case Laviolette. Kellibrooke shops eligible borrower scenarios across a wholesale lender network for purchase and refinance financing, including conventional, FHA, VA, USDA, jumbo, self-employed, bank-statement and investor programs.
Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at Burke@versifi-capital.com! Or call me at 512-659-6344!
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
