USDA and FHA Pro and Con in Wimberley, Hays County, TX
As of 2025, the USDA loan threshold in Wimberley, within Hays county, TX, stands at $386,400. On the other hand, the FHA cap for a single-family dwelling is $571,550.
Use the Lendersa® USDA loan calculator to analyze today's top USDA vs. FHA rates, and figure out the income, credit, reserves, and documentation requirements for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options simultaneously, aiding in the selection of the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Information in Wimberley, Hays, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wimberley, TX
At Lendersa®, our mission is to promptly connect you with the most favorable USDA or FHA loan without complexities. Start by choosing one of three pathways that match you with lenders and USDA loan programs.
The USDA home loan is endorsed by the Department of Agriculture, also labeled as a USDA rural development loan or mortgage. It is exclusively available in rural settings. Contrary to FHA loans, which require a down payment of at least 3.5%, no down payment is necessary for a USDA mortgage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Old Town Mortgage is excited to announce we are now offering Reverse Mortgages. Call Denny Black today for a free, no-obligation, in-home consultation.
Specialties in Refinancing and mortgages for home or investment property purchases. Happy to check out your current home loan to see if refinancing makes sense
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Marshall County Federal Credit Union began as “Marshall County School Employees Federal Credit Union”. In 1974 five members started this credit union off on its financial journey by depositing $35 each into a share account. Today, the credit union’s assets have grown to almost $22 million
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
