As of 2025, the USDA loan cap in Leander, within the county of Williamson, TX, is $336,500, whereas the FHA ceiling for a single-family home stands at $472,030.
Leverage Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today and uncover what income, credit, reserves, and documents are necessary for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the most suitable one for your financial circumstances in
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| Type of Loan | Loan Cap | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to promptly secure you either a USDA loan or an FHA loan with ease, without complications. You can start from three points to align with lenders and the USDA loan schemes.
A USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is specifically offered in rural areas. Unlike FHA mortgages that necessitate a minimum of 3.5% down payment, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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