USDA Vs. FHA Pro and Con comparison in Chula-Vista, Maverick County, TX
In the year 2025, the USDA loan limit for Chula-Vista, situated in the county of Maverick, TX, is designated at $285,000. Concurrently, for a single-family residence, the FHA limit is set at $356,362.
You can employ the Lendersa® USDA loan calculator to expertly evaluate the differences between today's top USDA and FHA rates, and all necessary criteria such as income, credit, reserves, and required documents to qualify. Our comprehensive mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, thus facilitating an informed decision regarding the most suitable program for your unique financial scenario in .
2025 Loan Limits and Downpayment Requirements in Chula-Vista, Maverick, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover Various USDA and FHA Loan Options in Chula-Vista, TX
At Lendersa®, our mission is to provide you with the most efficient means to secure an ideal USDA loan or FHA loan, swiftly and without the usual complications. Start by choosing one of three pathways that connect you with matching lenders, thereby facilitating access to USDA loan programs effectively.
A USDA home loan is one guaranteed by the Department of Agriculture, colloquially known as a USDA rural development loan or USDA mortgage. It is specifically tailored for availability in rural areas alone. Unlike FHA loans, which typically require a minimum 3.5% down payment, the USDA mortgage allows for no down payment at all, presenting a distinct advantage.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
