USDA and FHA Pro and Con in Carrizo-Springs, Dimmit County, TX
In 2026, the USDA loan limit for Carrizo-Springs, within Dimmit, TX, is $285,000, while the FHA limit for a single-family home is $356,362.
Use Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine what income, credit, reserves, and documents are needed to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping to decide which is best for your financial situation in .
Explore 2026 Loan Limits and Down Payment Requirements in Carrizo-Springs, Dimmit, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Carrizo-Springs, TX
Lendersa® aims to get you the best possible USDA or FHA loan quickly and with ease. Start with one of three pathways that lead to matching lenders and tailored USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available only in rural areas. USDA loans have no down payment requirement, unlike FHA loans that need at least a 3.5% down payment.
200 North Fifth Street, Carrizo Springs, TX, 78834
Lends in Texas
Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration.
We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.
On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.
