USDA and FHA Pro and Con in Carrizo-Springs, Dimmit County, TX

In 2025, the USDA loan limit for Carrizo-Springs, within Dimmit, TX, is $285,000, while the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine what income, credit, reserves, and documents are needed to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping to decide which is best for your financial situation in .

Check offers from 100 lenders

Explore 2025 Loan Limits and Down Payment Requirements in Carrizo-Springs, Dimmit, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Carrizo-Springs, TX

Lendersa® aims to get you the best possible USDA or FHA loan quickly and with ease. Start with one of three pathways that lead to matching lenders and tailored USDA loan programs.

Lendersa matched results for USDA loan requests

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available only in rural areas. USDA loans have no down payment requirement, unlike FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • Resource One Credit Union
  • PO Box 660077, Dallas, TX, 75266
  • Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today. Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
  • Best Egg Personal Loans
  • PO Box 207865, Dallas, TX, 75320
  • Marlette Funding, through the consumer brand Best Egg, is a financial technology provider on a mission to find better ways to make money accessible to allow people to enjoy life. The team mixes decades of banking experience with deep customer knowledge and smart technology to deliver digital products, services.
  • AKIN MORTGAGE, LLC
  • PO Box 601356, Dallas, TX, 75360
  • Stephan has worked in the real estate industry for 30 years.First as a Realtor, then as a home builder & for the past 20 years as a mortgage banker.Prior to becoming a mortgage banker, he was the vice president of marketing & architecture for one of the nations top 10 home builders during which time he won national awards for his marketing efforts.
  • College Savings Bank, a Division of NexBank SSB
  • 2515 McKinney Ave, Suite 1100, Dallas, TX, 75201
  • Our primary business is college savings and has been since 1987. Customers want the assurance and security in knowing the money they saved is available at a set time, without erosion by market losses. Further, we are the Service Manager for the AZ529 Bank Plan and the Program Manager for Indiana's CollegeChoice CD 529 Savings Plan.
  • NexBank, SSB
  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
  • NexBank Capital, Inc. is a financial services company that serves its clients through three core businesses: Institutional Banking, Commercial Banking, and Mortgage Banking. NexBank provides customized financial and banking services primarily to institutional clients, financial institutions, and corporations nationwide.
  • Advancial Federal Credit Union
  • 1845 Woodall Rodgers Freeway, Suite 1300, Dallas, TX, 75201
  • Advancial's primary mission is to anticipate the needs of its members by providing timely, unbiased and intimate financial advice and a full array of technology-enabled products and services that deliver exceptional value. Advancial delivers financial security and the knowledge to help our clients plan and grow a successful financial future.
  • Comerica Bank
  • 1717 Main Street, Dallas, TX, 75201
  • Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, strategically aligned by the Business Bank, the Retail Bank, and Wealth Management. The Business Bank provides companies of all sizes with an array of credit and non-credit financial products and services