USDA Vs. FHA Pro and Con comparison in Carrizo-Springs, Dimmit County, TX

In 2026, the USDA loan limit for Carrizo-Springs, within Dimmit, TX, is $285,000, while the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine what income, credit, reserves, and documents are needed to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping to decide which is best for your financial situation in .

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Explore 2026 Loan Limits and Down Payment Requirements in Carrizo-Springs, Dimmit, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Carrizo-Springs, TX

Lendersa® aims to get you the best possible USDA or FHA loan quickly and with ease. Start with one of three pathways that lead to matching lenders and tailored USDA loan programs.

Lendersa matched results for USDA loan requests

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available only in rural areas. USDA loans have no down payment requirement, unlike FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MORTGAGES UNLIMITED INC.
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  • Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.

  • Prime Financial Credit Union
  • 5656 South Packard Avenue, Cudahy, WI, 53110
  • Prime Financial Credit Union is dedicated to improving the financial well-being of its members by providing innovative, competitive, and high quality services and products. A "not for profit" financial services cooperative owned and operated by and for its members. Member-owners receive their dividends back on a daily basis.

  • Keavy Group LLC
  • 15176 91st Terrace N, Jupiter, FL, 33478
  • Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.

  • CITY TRUST FEDERAL CREDIT UNION
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  • Partners 1st Credit Union
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  • WaterStone Bank, SSB
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  • The Equitable Bank
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  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
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