USDA Vs. FHA your options comparison in Carrizo-Springs, Dimmit County, TX

In 2026, the USDA loan limit for Carrizo-Springs, within Dimmit, TX, is $285,000, while the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine what income, credit, reserves, and documents are needed to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping to decide which is best for your financial situation in .

Check offers from 100 lenders

Explore 2026 Loan Limits and Down Payment Requirements in Carrizo-Springs, Dimmit, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Carrizo-Springs, TX

Lendersa® aims to get you the best possible USDA or FHA loan quickly and with ease. Start with one of three pathways that lead to matching lenders and tailored USDA loan programs.

Lendersa matched results for USDA loan requests

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available only in rural areas. USDA loans have no down payment requirement, unlike FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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