USDA Vs. FHA Pro and Con comparison in Eagle-Pass, Maverick County, TX

In 2025, the USDA loan limit for Eagle-Pass, in the county of Maverick, TX, is $285,000, while the FHA cap for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your unique financial situation in .

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Loan limits and downpayment requirements for 2025 in Eagle-Pass, county of Maverick, TX

Type of Loan Maximum Loan Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Eagle-Pass, TX

The objective of Lendersa® is to ensure you obtain the best USDA or FHA loan quickly and effortlessly. Start from one of three points for matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in TX

A USDA home loan, supported by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Avula Property Solutions LLC
  • 3520 Ashley Gardens, The Colony, TX, 75056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
  • TLC Mortgage
  • 3505 Balbirnie Court, The Colony, TX, 75056
  • At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
  • AMERIDREAM MORTGAGE GROUP, LLC
  • 3700 Standridge Drive, The Colony, TX, 75056
  • AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
  • Western Bank of Artesia
  • 320 West Texas Avenue, Artesia, NM, 88210
  • Western Bank of Artesia, New Mexico was chartered and opened for business as Peoples State bank on August 2, 1948 on the Calvin Dunn property located at 4th and Quay in Artesia, New Mexico, the same location that the bank occupied from 1948 to 2000. The bank was first housed in temporary quarters in a small sheet iron building.
  • Artesia Credit Union
  • 210 North Fifth Street, Artesia, NM, 88210
  • Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.
  • First American Bank
  • 303 W Main St, Artesia, NM, 88210
  • First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships
  • AccessBank Texas
  • 320 W. Eagle Dr, Suite 100, Denton, TX, 76201
  • AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.
  • The Mortgage Brewer
  • 100 W. Oak Street, Suite 202, Denton, TX, 76201
  • Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.
  • Affiliated Financial Services Inc.
  • 211 Fort Worth Drive, Suite A, Denton, TX, 76201
  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.