As of 2026, the USDA loan cap in Sonora, within Sutton county, TX, is set at $336,500, while for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's best USDA against FHA rates, and ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in determining the most suitable plan for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Sonora, Sutton, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sonora, TX
Lendersa® aims to quickly connect you with the best USDA or FHA loan available hassle-free. Choose one of three starting points to match up with lenders and suitable USDA loan offers.
The USDA home loan, secured by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, offered solely in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
"Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina.
We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.
