USDA Vs. FHA Pro and Con comparison in Sonora, Sutton County, TX
As of 2025, the USDA loan cap in Sonora, within Sutton county, TX, is set at $336,500, while for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's best USDA against FHA rates, and ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in determining the most suitable plan for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Sonora, Sutton, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sonora, TX
Lendersa® aims to quickly connect you with the best USDA or FHA loan available hassle-free. Choose one of three starting points to match up with lenders and suitable USDA loan offers.
The USDA home loan, secured by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, offered solely in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
20422 Beach Boulevard, Suite 105, Huntington Beach, CA, 92648
American VA Loans we know that finding the right home loan can be difficult. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. We strive to make the process easy, and will find you the best lender and rate possible. Paul Collier has worked as a mortgage loan originator for the past 8 years.
2134 Main Street, Suite 240, Huntington Beach, CA, 92648
John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
2130 Main Street, Suite 290, Huntington Beach, CA, 92648
BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
200 Main Street, Suite 240A, Huntington Beach, CA, 92648
Better Choice Financial is a full service mortgage broker offering a full array of mortgage products, including conforming, jumbo, FHA, and VA loans.Because we can offer you a number of different products to help you, you never have to worry about our consultants pressuring you in to anything.
20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity.
We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
