USDA Vs. FHA your options comparison in Ozona, Crockett County, TX

In 2025, the USDA loan limit in Ozona, within Crockett county, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to scrutinize today’s top USDA versus FHA rates and establish the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, compare the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Ozona, County of Crockett, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Ozona, TX

Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and with minimal hassle. Choose one of three starting routes to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
  • Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
  • DNL Mortgage Authority Inc
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  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
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  • Advantage Financial Services specializes in offering installment loans to help families and individuals make ends meet. Whether it’s an unexpected expense, an upcoming repair bill or even a pending school expense, we understand that life brings with it many situations that stretch budgets.
  • HomeKey Mortgage, LLC
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  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
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  • 221 E Charles St, Hammond, LA, 70401
  • Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.
  • First Guaranty Bank
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  • For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
  • New Capital Finance
  • 5770 McIntyre St, Suite 5, Golden, CO, 80403
  • New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
  • Golden Lenders
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