USDA Vs. FHA Pro and Con comparison in Ozona, Crockett County, TX

In 2025, the USDA loan limit in Ozona, within Crockett county, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to scrutinize today’s top USDA versus FHA rates and establish the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, compare the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Ozona, County of Crockett, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Ozona, TX

Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and with minimal hassle. Choose one of three starting routes to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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