USDA Vs. FHA Pro and Con comparison in Ozona, Crockett County, TX
In 2026, the USDA loan limit in Ozona, within Crockett county, TX, is $336,500, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to scrutinize today’s top USDA versus FHA rates and establish the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, compare the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Ozona, County of Crockett, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Ozona, TX
Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and with minimal hassle. Choose one of three starting routes to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
840 Hinckley Road, Suite 150, Burlingame, CA, 94010
Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
Dan Joy Realty founder of the Dan Joy My goal is to provide you fair pricing on ANY Loan and make VA real estate transactions as seamless as possible. If there is a Veteran who can’t qualify for a loan yet, I will guide you and point to people who can help rebuild your credit and I am a specialist in the Bay Area, helping Veterans with the VA Loan.
700 Mill Street, Suite 13, Half Moon Bay, CA, 94019
Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
