USDA and FHA Pro and Con in Ozona, Crockett County, TX

In 2026, the USDA loan limit in Ozona, within Crockett county, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to scrutinize today’s top USDA versus FHA rates and establish the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, compare the USDA, FHA, Conforming, and VA programs side by side to help you determine which option in best suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Ozona, County of Crockett, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Ozona, TX

Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and with minimal hassle. Choose one of three starting routes to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.

  • Peshtigo National Bank
  • 250 French St., Peshtigo, WI, 54157
  • Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.

  • InstaMortgage
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation.

    A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.

  • Premiere Properties and Mortgage Services Inc.
  • 2000 W Hedding St, San Jose, CA, 95128
  • Premiere Properties & Mortgage Services was established in 2008, servicing the San Francisco Bay Area. Candida Diaz
    CEO / Broker at Premiere Properties & Mortgage. My goal is to ensure that my clients are delighted with the representation they receive and that they know that they can stay in touch with me well after their transaction closes.

  • American Family Funding Group
  • 1190 South Bascom Ave, Suite 215, San Jose, CA, 95128
  • At American Family Funding Group, we have experienced in-house processing staff.

    At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program.

    At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.

  • Northstar Mortgage & Realty
  • 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • University Mortgage Corporation
  • 1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128
  • University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.

  • Crystal Estates
  • 2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128
  • Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.

  • Olympic Mortgage
  • 2190 Stokes Street, Suite 101, San Jose, CA, 95128
  • Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.