USDA Vs. FHA your options comparison in Cisco, Eastland County, TX

In 2026, the USDA loan limit in Cisco, within Eastland, TX, is $336,500 whereas the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best option for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Cisco, Eastland, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Cisco, TX

The mission of Lendersa® is to swiftly secure the optimum USDA or FHA loan without hassle. Initiate one of three paths to engage with matching lenders and USDA loan offerings.

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Understanding USDA Loans in TX

A USDA home loan, endorsed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural locales exclusively. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans waive this requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Landmark Mortgage Group, Erie Branch- Mortgage Alie
  • 410 Cranberry St, Suite 130, Erie, PA, 16507
  • I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.

  • Real Estate Unlimited
  • 3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455
  • Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.

  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.

  • Bardi & Associates Real Estate
  • 400 East Clark Avenue, Suite D, Orcutt, CA, 93455
  • Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.

  • Pinnacle Lending
  • 946 Diamond Dr, Santa Maria, CA, 93455
  • Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.

  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.

    Our success is built on creating an authentic community banking experience

  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.