USDA Vs. FHA Pro and Con comparison in Cisco, Eastland County, TX

In 2025, the USDA loan limit in Cisco, within Eastland, TX, is $336,500 whereas the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Cisco, Eastland, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Cisco, TX

The mission of Lendersa® is to swiftly secure the optimum USDA or FHA loan without hassle. Initiate one of three paths to engage with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, endorsed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural locales exclusively. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans waive this requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
  • First Missouri Bank of SEMO
  • 500 Independence Avenue, Kennett, MO, 63857
  • We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
  • Camp Shelby Federal Credit Union
  • Warehouse Avenue, Building 82, Camp Shelby, MS, 39407
  • Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
  • Choctaw Federal Credit Union
  • 203 Choctaw Town Center, Philadelphia, MS, 39350
  • The Choctaw Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
  • The Citizens Bank
  • 521 Main Street, Philadelphia, MS, 39350
  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
  • NestInvest Home Loans LLC
  • 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
  • Loan Professionals of Colorado Inc
  • 200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
  • LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
  • Greentree Mortgage Inc
  • 2206 Saddleback Dr, Castle Rock, CO, 80104
  • Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
  • Farmers Bank and Trust Company
  • 400 West Main Street, Blytheville, AR, 72315
  • Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.