FHA Vs. USDA loan program for Breckenridge, Stephens County, Texas

In 2026, the USDA loan limit for Breckenridge in Stephens county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's USDA and FHA rates. Assess income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to aid your decision-making regarding which program in <Alabama> best suits your financial situation.

USDA and FHA Loan Options in Breckenridge, TX

Lendersa® aims to provide the best possible USDA or FHA loan quickly and with ease. Choose one of three options to connect with lenders and USDA programs that fit your needs.

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Understanding the USDA Loan in TX

A USDA home loan is a government-backed mortgage provided via the Department of Agriculture, often referred to as a USDA rural development loan. It is available solely in rural areas and, unlike FHA loans that necessitate a minimum 3.5% down payment, requires no down payment.

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(833) 458-8664 Lender's profile and map Reviews My Mortgage, Inc. 2191 Defense Hwy, Suite 304B, Crofton, MD, 21114 At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
(916) 354-8819 Lender's profile and map Reviews Commerce Financing Home Mortgage 14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683 At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
(855) 597-5766 Lender's profile and map Reviews Five Star Federal Credit Union 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228 Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
(410) 744-3257 Lender's profile and map Reviews Petrous Capital, LLC 2110 Devere Lane, Baltimore, MD, 21228 Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
(800) 420-5515 Lender's profile and map Reviews Reverse Mortgage Answers LLC 614 Old Edmondson Avenue, Baltimore, MD, 21228 Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.
(410) 744-7247 Lender's profile and map Reviews Mortgage247, LLC 11 Newburg Ave, Suite 202, Catonsville, MD, 21228 Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
4439629585 Lender's profile and map Reviews Turner Capital 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117 Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
(443) 548-8019 Lender's profile and map Reviews First Eagle Federal Credit Union 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117 First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
(443) 738-1614 Lender's profile and map Reviews Novak Financial Inc 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117 Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
(443) 256-9500 Lender's profile and map Reviews Access 1 Properties 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117 Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
(800) 486-8786 Lender's profile and map Reviews iReverse Home Loans 12404 Hunters Glen, Owings Mills, MD, 21117 iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
(800) 491-9010 Lender's profile and map Reviews iHome Mortgage 12404 Hunters Glen, Owings Mills, MD, 21117 iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.