USDA and FHA Pro and Con in Eastland, Eastland County, TX

For 2025, in Eastland, Eastland, TX, the USDA loan limit is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side to aid in selecting the best plan in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Eastland, Eastland, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Eastland, TX

Lendersa® aims to quickly deliver the best USDA or FHA loan experience easily. Select one of three initial steps to connect with lenders and USDA loan options.

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Understanding USDA Loans in TX

The USDA home loan, assured by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural locales. Unlike FHA options requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
  • Merchants Mortgage & Trust Corporation
  • 11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
  • Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
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  • 301 4th Street West, Milan, IL, 61264
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
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  • 104 East Mayne Street, Blue Grass, IA, 52726
  • January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
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  • We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
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  • Contract Exchange Corporation was founded in April of 1981. At the time, interest rates were near their all-time highs as the Federal Reserve “wrung” inflation out of the economy. With 30 year mortgage rates around 17%, many Sellers turned to that age old instrument, the Land Installment Contract as a means to sell their properties.
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  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
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  • 1280 Fairway Street, Bowling Green, KY, 42102
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