USDA Vs. FHA Pro and Con comparison in Eastland, Eastland County, TX

For 2025, in Eastland, Eastland, TX, the USDA loan limit is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side to aid in selecting the best plan in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Eastland, Eastland, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Eastland, TX

Lendersa® aims to quickly deliver the best USDA or FHA loan experience easily. Select one of three initial steps to connect with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, assured by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural locales. Unlike FHA options requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BANK OF NEW MADRID
  • 229 Main Street, New Madrid, MO, 63869
  • Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti
  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
  • First State Bank
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  • First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
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  • United Bank of Union
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  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.
  • BW Mortgage LLC
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  • Desert Mountain Financial Inc
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