In 2026, the USDA loan limit in Citrus-City, situated in Hidalgo county, TX, amounts to $285,000, while the FHA limit for a single-family home is set at $356,362.
Utilize Lendersa®'s USDA loan calculator to compare the premier USDA and FHA rates available today, identifying necessary income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator simultaneously displays USDA, FHA, Conforming, and VA options to help determine the most suitable program for your financial situation in Alabama.
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| Loan Category | Maximum Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to provide you with the best USDA loan or FHA loan options quickly and hassle-free. Choose one of the three starting strategies to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often called a rural development loan or USDA mortgage, and is available exclusively in rural locales. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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