USDA Loan Vs. FHA loan for La-Homa, TX [Hidalgo County ]

As of 2025, the loan limit for USDA in La-Homa, located in Hidalgo, TX, is $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's chief USDA and FHA rates, alongside determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to help identify the most suitable program in for your financial scenario.

Examining USDA and FHA Loan Options in La-Homa, TX

The purpose of Lendersa® is to secure the best USDA or FHA loans for you promptly and with ease. Start by choosing one of the three initial approaches that link you with matching lenders and eligible USDA loan programs.

Lendersa USDA loan request and matching results

The Definition of a USDA Loan in TX

The USDA home loan is guaranteed by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, and is available exclusively in rural locations. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans demand no down payment.

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(954) 895-6674 Lender's profile and map Reviews American Financial Center 790 Terrace 49, Los Angeles, CA, 90042 We handle the job from start to finish of getting you into the home of your dreams. Our real business is you. Give yourself options with a variety of our programs from FHA, VA, Conventional, and more! You can count on us to deliver efficient service to lower your current payment or help you receive cash out
(323) 225-3800 Lender's profile and map Reviews Equity Funding Source PO Box 421327, Los Angeles, CA, 90042 Equity Funding Source, Inc. is a mortgage broker that specializes in arranging loans directly for borrowers who, for the most part, are property owners, buyers or developers with substantial cash equity in the property and who often provide personal guarantees. This California mortgage brokerage specializes in private money equity loan sources.
(323) 303-6061 Lender's profile and map Reviews Loan Girl 898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
(626) 712-7651 Lender's profile and map Reviews Simple Mortgage Pasadena 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103 Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.
(320) 269-2117 Lender's profile and map Reviews Co-op Credit Union Of Montevideo 2407 E Highway 7, Montevideo, MN, 56265 The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
(304) 273-0515 Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
(310) 320-4588 Lender's profile and map Reviews Parishioners Federal Credit Union 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501 Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
(310) 504-1577 Lender's profile and map Reviews Henry Munoz Real Estate Loans 2430 Torrance Blvd, Suite F, Torrance, CA, 90501 Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
(833) 779-6748 Lender's profile and map Reviews Pryority Lending Group 1635 Crenshaw Blvd, Torrance, CA, 90501 Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.
(310) 339-1056 Lender's profile and map Reviews Trec Lending Inc 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501 Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans
(310) 721-4858 Lender's profile and map Reviews D.Reams And Company 1308 Sartori Avenue, Suite 105, Torrance, CA, 90501 Providing superior real estate services to hundreds of South Bay and Southern California families and investors. Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.
(310) 400-5821 Lender's profile and map Reviews Crown Realty and Financial Corporation 2020 Del Amo Boulevard, Suite 105, Torrance, CA, 90501 Our vision focuses on educating clients through a wide range services. Additionally, the integrated components of Crown Companies have made our team uniquely prepared to service clients in a variety of important financial areas – real estate, financial services and asset management.