USDA VS FHA in Mission, Hidalgo County, TX

In the year 2026, the USDA loan cap for Mission in Hidalgo County, TX is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to weigh current USDA versus FHA rates and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in Alabama best suits your financial scenario.

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2026 Loan Limits and Down Payment Details in Mission, Hidalgo County, TX

Loan Type Loan Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mission, TX

The aim of Lendersa® is to secure the most suitable USDA or FHA loan for you, swiftly and effortlessly. You can choose one of three starting points to match with lenders and USDA loan offerings.

Lendersa USDA loan application and matched results

Explanation of USDA Loans in TX

A USDA home loan, also known as a USDA mortgage or the USDA rural development loan, is backed by the government through the Department of Agriculture. It's exclusively available in rural areas. Contrarily, FHA loans require a down payment of at least 3.5%, while USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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