USDA Vs. FHA your options comparison in Hooks, Bowie County, TX

For the year 2025, the USDA loan limit in Hooks, part of Bowie county in TX, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator today to assess the best rates for USDA versus FHA loans and understand the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator enables you to review USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most suitable option in for your specific financial scenario.

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2025 Loan Limits and Downpayment Requirements in Hooks, Bowie County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hooks, TX

The main goal of Lendersa® is to promptly find you the most fitting USDA or FHA loan with minimal hassle. Choose one of three starting options to match with lenders and explore USDA programs.

Display of Lendersa's USDA loan request and results

Understanding USDA Loans in TX

A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is solely available in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Plymouth Funding LLC
  • 333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
  • Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.
  • Fairview Commercial Lending
  • 148 Hammond Drive, Sandy Springs, GA, 30328
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.
  • Hard Money Georgia
  • 102 Hammond Drive, Atlanta, GA, 30328
  • Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.
  • Yieldi LLC
  • 6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset based, meaning your investment is backed by validated collateral such as a Real Estate, Commercial and Residential property.
  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,
  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • Excel Commercial Capital Corporation
  • 5784 Lake Forrest Dr., Atlanta, GA, 30328
  • XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.
  • The Westmoore Group
  • 50 Glenlake Parkway, #600, Atlanta, GA, 30328
  • The Westmoore Group was formed to provide unique capital solutions for the real estate mortgage marketplace. We have the ability to offer all product types including residential mortgage loans to owner occupied borrowers who cannot qualify for conventional financing. We also lend to real estate investors and on commercial property.
  • Peoples Bank of Georgia
  • 26 West Monroe Street, Talbotton, GA, 31827
  • The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.
  • Bank of Jamestown
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  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
  • NCEFCU
  • 100 East Phoenix Avenue, Normal, IL, 61761
  • Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.