For the year 2026, the USDA loan limit in Hooks, part of Bowie county in TX, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator today to assess the best rates for USDA versus FHA loans and understand the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator enables you to review USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most suitable option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The main goal of Lendersa® is to promptly find you the most fitting USDA or FHA loan with minimal hassle. Choose one of three starting options to match with lenders and explore USDA programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is solely available in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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