In 2026, the USDA loan limit for New-Boston in the county of Bowie, TX, is $285,000. For a single-family home, the FHA limit stands at $356,362.
To evaluate the top USDA and FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best financial program for your situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and without hassle. Pick one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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