USDA and FHA Pro and Con in New-Boston, Bowie County, TX

In 2025, the USDA loan limit for New-Boston in the county of Bowie, TX, is $285,000. For a single-family home, the FHA limit stands at $356,362.

To evaluate the top USDA and FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best financial program for your situation in .

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Loan Limits and Downpayment Requirements for 2025 in New-Boston, Bowie, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Boston, TX

The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and without hassle. Pick one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the government Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Metro Brokers
  • 5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
  • Since opening in 1979, BHGRE Metro Brokers has expanded to 27 locations and more than 2, 400 real estate agents. The company has gained national recognition for its unique platform that is 100% geared and modeled to help agents become more successful than they could be anywhere else.
  • American home mortgage
  • 6085 Lake Forrest Drive, Suite 300-B, Atlanta, GA, 30328
  • More than 30 years ago, American Home Mortgage was founded to offer Atlanta homeowners highly personalized service, low cost loans, and sound advice. Today, we're proud to say we have continued to fulfill our mission and have a large client base that comes back to us time and time again.
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  • 5 Concourse Parkway, Atlanta, GA, 30328
  • "Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Mission: We are a resource, and voice, for financial empowerment."
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  • 5784 Lake Forrest Drive, Suite 207, Atlanta, GA, 30328
  • "The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style. In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals. If you have bought a home before, you know there are a lot more steps"
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  • 5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
  • Metro Brokers Financial is the #1 Atlanta mortgage broker. We’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing an Atlanta mortgage simple
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  • 333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
  • Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.
  • Fairview Commercial Lending
  • 148 Hammond Drive, Sandy Springs, GA, 30328
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.
  • Hard Money Georgia
  • 102 Hammond Drive, Atlanta, GA, 30328
  • Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.
  • Yieldi LLC
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  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset based, meaning your investment is backed by validated collateral such as a Real Estate, Commercial and Residential property.
  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,
  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • Excel Commercial Capital Corporation
  • 5784 Lake Forrest Dr., Atlanta, GA, 30328
  • XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.