USDA Vs. FHA your options comparison in Joshua, Johnson County, TX
In 2026, the USDA loan limit for Joshua, in Johnson county, TX, is $360,600. In comparison, the FHA limit for a single-family home stands at $531,300.
To assess the best rates between USDA and FHA today, utilize the Lendersa® USDA loan calculator. This tool helps you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you choose the best option in for your financial situation.
Loan Limits and Down Payment 2026 in Joshua, Johnson, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Joshua, TX
Lendersa® strives to find you the best USDA or FHA loan efficiently. Choose one of three starting points to connect with fitting lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also called a USDA rural development loan or mortgage. It's available in rural neighborhoods exclusively. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.
222 East Renfro St, Suite 134, Burleson, TX, 76028
Lends in Texas
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133
Lends in Texas
The Highway District 2 Credit Union was organized and chartered in 1958 as an association of the employees of the Fort Worth District State Highway Department. As of December, 2021, the Credit Union has 742 members with total assets of $5, 459, 341. The credit union has processed 25, 849 loans since 1958 totaling $73, 139, 693.
General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.
If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
501 West Felix Street, Building 24, Fort Worth, TX, 76115
Lends in Texas
Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
