In 2026, the USDA loan limit for Joshua, in Johnson county, TX, is $360,600. In comparison, the FHA limit for a single-family home stands at $531,300.
To assess the best rates between USDA and FHA today, utilize the Lendersa® USDA loan calculator. This tool helps you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you choose the best option in for your financial situation.
Loan Limits and Down Payment 2026 in Joshua, Johnson, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Joshua, TX
Lendersa® strives to find you the best USDA or FHA loan efficiently. Choose one of three starting points to connect with fitting lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also called a USDA rural development loan or mortgage. It's available in rural neighborhoods exclusively. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.
We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
8932 Katella Avenue, Suite 104A, Anaheim, CA, 92804
Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.
Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
11512 Magnolia St, Suite 103, Garden Grove, CA, 92841
We help small business owners obtain business financing; Unsecured Business Loans, Secured Business Loans, Short Term Working Capital, Long Term Working Capital. Inventory and Account Receivable Financing. Rates as low as 5.49% Low FICO scores OK. Now offering Truck & Trailer Financing and Working Capital loans Nationwide!
7111 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92841
Blue Coast Home Loans provides high-quality home loans for both new home purchases and refinances. Our corporate offices are located in Orange County, California. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally.
