As of 2025, for Clifton in Bosque County, TX, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, which helps determine the income, credit requirements, reserves, and documents needed for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the optimal program for your financial situation in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly finding you the finest USDA or FHA loans without complication. Choose one of three initial steps to align with suitable lenders and USDA loan opportunities.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is provided by the Department of Agriculture for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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