USDA and FHA Pro and Con in Clifton, Bosque County, TX

As of 2026, for Clifton in Bosque County, TX, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, which helps determine the income, credit requirements, reserves, and documents needed for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the optimal program for your financial situation in .

Explore loan offers from 100 lenders

2026 Loan Caps & Downpayment Standards in Clifton, Bosque County, TX

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Clifton, TX

Lendersa® is dedicated to swiftly finding you the finest USDA or FHA loans without complication. Choose one of three initial steps to align with suitable lenders and USDA loan opportunities.

Lendersa USDA loan request outcomes

Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is provided by the Department of Agriculture for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SkyWest Mortgage
  • 9381 East Stockton Boulevard, Suite 200, Elk Grove, CA, 95624
  • SkyWest Real Estate | SkyWest Mortgage | SkyWest Property Management were started with the goal of seamlessly integrating the most vital parts of real estate. We help everyone from first-time homebuyers, property investors, those looking for a mortgage loan, or property owners looking to have their properties professionally managed.

  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.

  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.

  • Spartan Mortgage Services
  • P.O. Box 790, Elk Grove, CA, 95624
  • Spartan offers a wide variety of real estate financing solutions. We can arrange almost any type of real estate secured loan in California. Conforming, non-conforming, residential, apartments, commercial, land, credit qualified, recent bankruptcy or even presently in bankruptcy.

  • Central Coast Home Loans, Inc.
  • 7901 San Miguel Canyon Road, Salinas, CA, 93907
  • For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.

  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed

  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.

  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.

  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.

  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Mid Valley Mortgage
  • 9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • The Malone Group, Inc.
  • 10235 Fair Oaks Boulevard, Suite 200, Fair Oaks, CA, 95628
  • The Malone Group, Inc. is an independent, full service Real Estate and Mortgage Brokerage specializing in real estate purchase and sales, purchase loans, refinancing, and creative lending solutions. The Malone Group, Inc. is an industry leader, with a reputation for integrity, honesty, and consistency